IFSC Code of Punjab National Bank, Wajidpur Distt-Gautam Budh Naga Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Punjab National Bank's WAJIDPUR DISTT-GAUTAM BUDH NAGA branch in NOIDA, UTTAR PRADESH. The branch's IFSC code PUNB0219610 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – WAJIDPUR DISTT-GAUTAM BUDH NAGA is PUNB0219610. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 219610 map to this branch in NOIDA, UTTAR PRADESH.

Branch details at a glance

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Wajidpur Distt-Gautam Budh Naga branch in Noida, Uttar Pradesh is part of this network and uses the IFSC code PUNB0219610 for all electronic settlement.

About this branch

The branch is located at SECTOR-135, P.O. GHEZA DISTT. GAUTAM BUDH NAG 201301. It serves the Noida region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0219610 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's WAJIDPUR DISTT-GAUTAM BUDH NAGA branch came to be assigned the code PUNB0219610.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0219610, money simply cannot be routed to the WAJIDPUR DISTT-GAUTAM BUDH NAGA branch electronically.

How to transfer money using IFSC PUNB0219610

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0219610 across all three.

How to use IFSC PUNB0219610 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's WAJIDPUR DISTT-GAUTAM BUDH NAGA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0219610.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as WAJIDPUR DISTT-GAUTAM BUDH NAGA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC PUNB0219610

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – WAJIDPUR DISTT-GAUTAM BUDH NAGA, ensure your bank's portal accepts IFSC PUNB0219610 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Punjab National Bank WAJIDPUR DISTT-GAUTAM BUDH NAGA (IFSC PUNB0219610)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0219610 in your mobile or internet banking app, and the money is credited to the WAJIDPUR DISTT-GAUTAM BUDH NAGA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Wajidpur Distt-Gautam Budh Naga

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0219610:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at WAJIDPUR DISTT-GAUTAM BUDH NAGA is still linked to IFSC PUNB0219610.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0219610

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – WAJIDPUR DISTT-GAUTAM BUDH NAGA is still mapped to IFSC PUNB0219610. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0219610 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Wajidpur Distt-Gautam Budh Naga branch is mapped to IFSC PUNB0219610 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0219610.

Banking services available

The Wajidpur Distt-Gautam Budh Naga branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 120-9971195695.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0219610

MICR & cheque-truncation details

Cheques drawn on the Wajidpur Distt-Gautam Budh Naga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0219610 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PUNB0219610

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the WAJIDPUR DISTT-GAUTAM BUDH NAGA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0219610 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – WAJIDPUR DISTT-GAUTAM BUDH NAGA:

• The IFSC is exactly PUNB0219610 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and WAJIDPUR DISTT-GAUTAM BUDH NAGA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Wajidpur Distt-Gautam Budh Naga branch

The branch is located at SECTOR-135, P.O. GHEZA DISTT. GAUTAM BUDH NAG 201301, which puts it inside Noida, the broader Gautam Buddha Nagar district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Wajidpur Distt-Gautam Budh Naga branch” — the verified location pin for IFSC PUNB0219610 should appear at the top of the results.
2. Confirm the branch is open by calling 120-9971195695 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0219610 and your account number.

Verifying IFSC PUNB0219610 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0219610 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 120-9971195695.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Wajidpur Distt-Gautam Budh Naga are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0219610 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0219610 belongs to Punjab National Bank's WAJIDPUR DISTT-GAUTAM BUDH NAGA branch, located at SECTOR-135, P.O. GHEZA DISTT. GAUTAM BUDH NAG 201301 in NOIDA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.