IFSC Code of Punjab National Bank, New Delhi-Vishal Enclave Branch, Delhi

Use this page as a one-stop reference for everything related to Punjab National Bank's NEW DELHI-VISHAL ENCLAVE branch in NEW DELHI, DELHI. The branch's IFSC code PUNB0041910 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – NEW DELHI-VISHAL ENCLAVE is PUNB0041910. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 041910 map to this branch in NEW DELHI, DELHI.

Branch details at a glance

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the New Delhi-Vishal Enclave branch in New Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0041910.

About the New Delhi-Vishal Enclave branch

The New Delhi-Vishal Enclave branch of Punjab National Bank is situated at A-17, VISHAL ENCLAVE NAZAFGARH ROAD 110027. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0041910 is used.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NEW DELHI-VISHAL ENCLAVE of Punjab National Bank — its own 11-character IFSC. The code PUNB0041910 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0041910 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC PUNB0041910

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0041910 across all three.

How to use IFSC PUNB0041910 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's NEW DELHI-VISHAL ENCLAVE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0041910.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as NEW DELHI-VISHAL ENCLAVE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NEW DELHI-VISHAL ENCLAVE

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's NEW DELHI-VISHAL ENCLAVE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0041910 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank NEW DELHI-VISHAL ENCLAVE (IFSC PUNB0041910)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0041910 in your mobile or internet banking app, and the money is credited to the NEW DELHI-VISHAL ENCLAVE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to New Delhi-Vishal Enclave

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0041910:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NEW DELHI-VISHAL ENCLAVE is still linked to IFSC PUNB0041910.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's NEW DELHI-VISHAL ENCLAVE branch, the IFSC PUNB0041910 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the New Delhi-Vishal Enclave branch is mapped to IFSC PUNB0041910 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0041910.

Products and services

Customers walking into the New Delhi-Vishal Enclave branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0041910

MICR & cheque-truncation details

Cheques drawn on the New Delhi-Vishal Enclave branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0041910 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PUNB0041910

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the NEW DELHI-VISHAL ENCLAVE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0041910 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – NEW DELHI-VISHAL ENCLAVE:

• The IFSC is exactly PUNB0041910 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and NEW DELHI-VISHAL ENCLAVE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the New Delhi-Vishal Enclave branch

The branch is located at A-17, VISHAL ENCLAVE NAZAFGARH ROAD 110027, which puts it inside New Delhi, the broader West district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank New Delhi-Vishal Enclave branch” — the verified location pin for IFSC PUNB0041910 should appear at the top of the results.
2. Confirm the branch is open by calling 11-1125924369 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0041910 and your account number.

Verifying IFSC PUNB0041910 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0041910 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-1125924369.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The New Delhi-Vishal Enclave branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0041910, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0041910 is the IFSC code of Punjab National Bank, NEW DELHI-VISHAL ENCLAVE branch, in NEW DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.