IFSC Code of Punjab National Bank, New Delhi-Nk Bagrodia Sch Dwark Branch, Delhi

If you are searching for the IFSC code of Punjab National Bank, NEW DELHI-NK BAGRODIA SCH DWARK branch in NEW DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is PUNB0520610. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NEW DELHI-NK BAGRODIA SCH DWARK branch, and detailed step-by-step guides for using the IFSC PUNB0520610 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab National Bank's NEW DELHI-NK BAGRODIA SCH DWARK branch, the IFSC PUNB0520610 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 520610 identifies this particular branch.

Branch details at a glance

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the New Delhi-Nk Bagrodia Sch Dwark branch in New Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0520610.

About this branch

The branch is located at NK BAGRODIA PUBLIC SCH SEC-4,DWARKA 110075. It serves the New Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0520610 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's NEW DELHI-NK BAGRODIA SCH DWARK branch came to be assigned the code PUNB0520610.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0520610, money simply cannot be routed to the NEW DELHI-NK BAGRODIA SCH DWARK branch electronically.

How to transfer money using IFSC PUNB0520610

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0520610 across all three.

NEFT to Punjab National Bank, NEW DELHI-NK BAGRODIA SCH DWARK using IFSC PUNB0520610

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0520610, and confirm that the system picks up Punjab National Bank – NEW DELHI-NK BAGRODIA SCH DWARK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NEW DELHI-NK BAGRODIA SCH DWARK

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's NEW DELHI-NK BAGRODIA SCH DWARK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0520610 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank NEW DELHI-NK BAGRODIA SCH DWARK (IFSC PUNB0520610)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0520610 in your mobile or internet banking app, and the money is credited to the NEW DELHI-NK BAGRODIA SCH DWARK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to New Delhi-Nk Bagrodia Sch Dwark

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0520610:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NEW DELHI-NK BAGRODIA SCH DWARK is still linked to IFSC PUNB0520610.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's NEW DELHI-NK BAGRODIA SCH DWARK branch, the IFSC PUNB0520610 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the New Delhi-Nk Bagrodia Sch Dwark branch

Once you have an account at Punjab National Bank – NEW DELHI-NK BAGRODIA SCH DWARK, the IFSC PUNB0520610 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The New Delhi-Nk Bagrodia Sch Dwark branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-25071474.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0520610

MICR & cheque-truncation details

Cheques drawn on the New Delhi-Nk Bagrodia Sch Dwark branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0520610 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the New Delhi-Nk Bagrodia Sch Dwark branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0520610 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC PUNB0520610

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – NEW DELHI-NK BAGRODIA SCH DWARK, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0520610.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The New Delhi-Nk Bagrodia Sch Dwark branch sits at NK BAGRODIA PUBLIC SCH SEC-4,DWARKA 110075. If you are travelling from outside New Delhi, search for the branch on a maps application using the bank name and locality, or call 11-25071474 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0520610 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0520610 for Punjab National Bank – NEW DELHI-NK BAGRODIA SCH DWARK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The New Delhi-Nk Bagrodia Sch Dwark branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0520610, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0520610 belongs to Punjab National Bank's NEW DELHI-NK BAGRODIA SCH DWARK branch, located at NK BAGRODIA PUBLIC SCH SEC-4,DWARKA 110075 in NEW DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.