This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, NEW DELHI-MOHAN CO-OP IND ESTATE branch in NEW DELHI. The 11-digit IFSC PUNB0113710 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the NEW DELHI-MOHAN CO-OP IND ESTATE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PUNB0113710 is the IFSC of Punjab National Bank's NEW DELHI-MOHAN CO-OP IND ESTATE branch. The format is fixed: PUNB = bank code, 0 = reserved, 113710 = branch identifier.
About the bank
Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its New Delhi-Mohan Co-Op Ind Estate branch in New Delhi, Delhi is part of this network and uses the IFSC code PUNB0113710 for all electronic settlement.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | New Delhi-Mohan Co-Op Ind Estate |
| IFSC Code | PUNB0113710 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A-14, B-1 BLOCK , MCIE MATHURA ROAD 110044 |
| City | New Delhi |
| District | South East Delh |
| State | Delhi |
| STD Code | 11 |
| Phone | 29941582 |
About this branch
The branch is located at A-14, B-1 BLOCK , MCIE MATHURA ROAD 110044. It serves the New Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0113710 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's NEW DELHI-MOHAN CO-OP IND ESTATE branch came to be assigned the code PUNB0113710.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0113710, money simply cannot be routed to the NEW DELHI-MOHAN CO-OP IND ESTATE branch electronically.
Account types you can open at the New Delhi-Mohan Co-Op Ind Estate branch
Once you have an account at Punjab National Bank – NEW DELHI-MOHAN CO-OP IND ESTATE, the IFSC PUNB0113710 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the New Delhi-Mohan Co-Op Ind Estate branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0113710
How to transfer money using IFSC PUNB0113710
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0113710 across all three.
NEFT to Punjab National Bank, NEW DELHI-MOHAN CO-OP IND ESTATE using IFSC PUNB0113710
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0113710, and confirm that the system picks up Punjab National Bank – NEW DELHI-MOHAN CO-OP IND ESTATE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PUNB0113710
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – NEW DELHI-MOHAN CO-OP IND ESTATE, ensure your bank's portal accepts IFSC PUNB0113710 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Punjab National Bank NEW DELHI-MOHAN CO-OP IND ESTATE (IFSC PUNB0113710)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0113710 in your mobile or internet banking app, and the money is credited to the NEW DELHI-MOHAN CO-OP IND ESTATE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0113710 for Punjab National Bank – NEW DELHI-MOHAN CO-OP IND ESTATE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0113710 | Yes – PUNB0113710 | Yes – PUNB0113710 |
For most retail customers crediting the New Delhi-Mohan Co-Op Ind Estate branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0113710
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – NEW DELHI-MOHAN CO-OP IND ESTATE is still mapped to IFSC PUNB0113710. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0113710 and the beneficiary's account number to complete the transfer.
Online banking and IFSC PUNB0113710
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the NEW DELHI-MOHAN CO-OP IND ESTATE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0113710 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0113710 and the account number together uniquely identify the New Delhi-Mohan Co-Op Ind Estate branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC PUNB0113710
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – NEW DELHI-MOHAN CO-OP IND ESTATE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PUNB0113710. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the New Delhi-Mohan Co-Op Ind Estate branch
The branch is located at A-14, B-1 BLOCK , MCIE MATHURA ROAD 110044, which puts it inside New Delhi, the broader South East Delh district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank New Delhi-Mohan Co-Op Ind Estate branch” — the verified location pin for IFSC PUNB0113710 should appear at the top of the results.
- Confirm the branch is open by calling 11-29941582 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0113710 and your account number.
Verifying IFSC PUNB0113710 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0113710 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 11-29941582.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at New Delhi-Mohan Co-Op Ind Estate are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0113710 continue to work without interruption.
Branch address & contact
Punjab National BankNew Delhi-Mohan Co-Op Ind Estate Branch
A-14, B-1 BLOCK , MCIE MATHURA ROAD 110044
New Delhi, Delhi
Phone: 11-29941582
IFSC: PUNB0113710
Frequently asked questions
Does Punjab National Bank New Delhi-Mohan Co-Op Ind Estate branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-29941582 to confirm.
Is IFSC PUNB0113710 valid for NEFT and RTGS?
Yes. IFSC PUNB0113710 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Punjab National Bank New Delhi-Mohan Co-Op Ind Estate as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0113710, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the New Delhi-Mohan Co-Op Ind Estate branch but serve different purposes.
What is the phone number of Punjab National Bank New Delhi-Mohan Co-Op Ind Estate branch?
You can reach the branch at 11-29941582 during regular banking hours.
What is the IFSC code of Punjab National Bank New Delhi-Mohan Co-Op Ind Estate branch?
The IFSC code of Punjab National Bank, New Delhi-Mohan Co-Op Ind Estate branch is PUNB0113710. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC PUNB0113710 the same for all accounts at New Delhi-Mohan Co-Op Ind Estate branch?
Yes. The IFSC PUNB0113710 is shared by every account held at Punjab National Bank's New Delhi-Mohan Co-Op Ind Estate branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using PUNB0113710 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – New Delhi-Mohan Co-Op Ind Estate reflect within 30 minutes.
Summary
The IFSC code PUNB0113710 belongs to Punjab National Bank's NEW DELHI-MOHAN CO-OP IND ESTATE branch, located at A-14, B-1 BLOCK , MCIE MATHURA ROAD 110044 in NEW DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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