IFSC Code of Punjab National Bank, Assets Recovery Branch ,D.R.T. Branch, Delhi

If you are searching for the IFSC code of Punjab National Bank, ASSETS RECOVERY BRANCH ,D.R.T. branch in NEW DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is PUNB0416800. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ASSETS RECOVERY BRANCH ,D.R.T. branch, and detailed step-by-step guides for using the IFSC PUNB0416800 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab National Bank's ASSETS RECOVERY BRANCH ,D.R.T. branch, the IFSC PUNB0416800 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 416800 identifies this particular branch.

Branch details at a glance

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Assets Recovery Branch ,D.R.T. branch — IFSC PUNB0416800 — extends the bank's services to customers in and around New Delhi, Delhi.

About the Assets Recovery Branch ,D.R.T. branch

The Assets Recovery Branch ,D.R.T. branch of Punjab National Bank is situated at 1-TOLOSTOY MARG,ATMA RAM HOUSE,. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0416800 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's ASSETS RECOVERY BRANCH ,D.R.T. branch came to be assigned the code PUNB0416800.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0416800, money simply cannot be routed to the ASSETS RECOVERY BRANCH ,D.R.T. branch electronically.

How to transfer money using IFSC PUNB0416800

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0416800 across all three.

NEFT to Punjab National Bank, ASSETS RECOVERY BRANCH ,D.R.T. using IFSC PUNB0416800

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0416800, and confirm that the system picks up Punjab National Bank – ASSETS RECOVERY BRANCH ,D.R.T.. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ASSETS RECOVERY BRANCH ,D.R.T.

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's ASSETS RECOVERY BRANCH ,D.R.T. branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0416800 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank ASSETS RECOVERY BRANCH ,D.R.T. (IFSC PUNB0416800)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0416800 in your mobile or internet banking app, and the money is credited to the ASSETS RECOVERY BRANCH ,D.R.T. branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Assets Recovery Branch ,D.R.T.

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0416800:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ASSETS RECOVERY BRANCH ,D.R.T. is still linked to IFSC PUNB0416800.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's ASSETS RECOVERY BRANCH ,D.R.T. branch, the IFSC PUNB0416800 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Assets Recovery Branch ,D.R.T. branch is mapped to IFSC PUNB0416800 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0416800.

Banking services available

The Assets Recovery Branch ,D.R.T. branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0416800

MICR & cheque-truncation details

Cheques drawn on the Assets Recovery Branch ,D.R.T. branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0416800 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Assets Recovery Branch ,D.R.T. branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0416800 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – ASSETS RECOVERY BRANCH ,D.R.T.:

• The IFSC is exactly PUNB0416800 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and ASSETS RECOVERY BRANCH ,D.R.T. as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Assets Recovery Branch ,D.R.T. branch sits at 1-TOLOSTOY MARG,ATMA RAM HOUSE,. If you are travelling from outside New Delhi, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0416800 and your account number.

Verifying IFSC PUNB0416800 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0416800 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Assets Recovery Branch ,D.R.T. are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0416800 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0416800 belongs to Punjab National Bank's ASSETS RECOVERY BRANCH ,D.R.T. branch, located at 1-TOLOSTOY MARG,ATMA RAM HOUSE, in NEW DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.