IFSC Code of Punjab National Bank, Naushehra Pannuan, Distt. Amri Branch, Punjab

Use this page as a one-stop reference for everything related to Punjab National Bank's NAUSHEHRA PANNUAN, DISTT. AMRI branch in NAUSHEHRA PANNUAN ,DISTT-TARN TARAN, PUNJAB. The branch's IFSC code PUNB0037200 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – NAUSHEHRA PANNUAN, DISTT. AMRI is PUNB0037200. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 037200 map to this branch in NAUSHEHRA PANNUAN ,DISTT-TARN TARAN, PUNJAB.

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Naushehra Pannuan, Distt. Amri branch in Naushehra Pannuan ,Distt-Tarn Taran. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0037200.

Branch details at a glance

Naushehra Pannuan, Distt. Amri branch overview

Located at PUNJAB, the Naushehra Pannuan, Distt. Amri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0037200 is required for all interbank electronic transfers routed through this branch.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NAUSHEHRA PANNUAN, DISTT. AMRI of Punjab National Bank — its own 11-character IFSC. The code PUNB0037200 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0037200 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Naushehra Pannuan, Distt. Amri branch is mapped to IFSC PUNB0037200 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0037200.

Banking services available

The Naushehra Pannuan, Distt. Amri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0037200

How to transfer money using IFSC PUNB0037200

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0037200 across all three.

NEFT to Punjab National Bank, NAUSHEHRA PANNUAN, DISTT. AMRI using IFSC PUNB0037200

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0037200, and confirm that the system picks up Punjab National Bank – NAUSHEHRA PANNUAN, DISTT. AMRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PUNB0037200

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – NAUSHEHRA PANNUAN, DISTT. AMRI, ensure your bank's portal accepts IFSC PUNB0037200 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – NAUSHEHRA PANNUAN, DISTT. AMRI, use IMPS. With IFSC PUNB0037200 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Naushehra Pannuan, Distt. Amri

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0037200:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAUSHEHRA PANNUAN, DISTT. AMRI is still linked to IFSC PUNB0037200.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0037200

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – NAUSHEHRA PANNUAN, DISTT. AMRI is still mapped to IFSC PUNB0037200. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0037200 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PUNB0037200

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the NAUSHEHRA PANNUAN, DISTT. AMRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0037200 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Naushehra Pannuan, Distt. Amri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0037200 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – NAUSHEHRA PANNUAN, DISTT. AMRI:

• The IFSC is exactly PUNB0037200 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and NAUSHEHRA PANNUAN, DISTT. AMRI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Naushehra Pannuan, Distt. Amri branch

The branch is located at PUNJAB, which puts it inside Naushehra Pannuan ,Distt-Tarn Taran, the broader Naushehra Pannuan (distt Tarn Taran) district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Naushehra Pannuan, Distt. Amri branch” — the verified location pin for IFSC PUNB0037200 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0037200 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0037200 for Punjab National Bank – NAUSHEHRA PANNUAN, DISTT. AMRI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Naushehra Pannuan, Distt. Amri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0037200 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0037200 belongs to Punjab National Bank's NAUSHEHRA PANNUAN, DISTT. AMRI branch, located at PUNJAB in NAUSHEHRA PANNUAN ,DISTT-TARN TARAN, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.