Below are the complete branch details for Punjab National Bank, NANDED branch, located in NANDED- MAHARASHTRA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0133510. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0133510 for Punjab National Bank – NANDED — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab National Bank's NANDED branch, the IFSC PUNB0133510 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 133510 identifies this particular branch.
About Punjab National Bank
Punjab National Bank operates a wide network of branches across India, including the Nanded branch in Nanded- Maharashtra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0133510.
About the Nanded branch
The Nanded branch of Punjab National Bank is situated at 3-5-181, WAJIRABAD, CHIKALWADI 431601. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0133510 is used.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Nanded |
| IFSC Code | PUNB0133510 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3-5-181, WAJIRABAD, CHIKALWADI 431601 |
| City | Nanded- Maharashtra |
| District | Nanded |
| State | Maharashtra |
| STD Code | 2462 |
| Phone | 232112 |
Why every Punjab National Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NANDED of Punjab National Bank — its own 11-character IFSC. The code PUNB0133510 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0133510 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0133510 and the account number together uniquely identify the Nanded branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC PUNB0133510
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0133510 across all three.
NEFT to Punjab National Bank, NANDED using IFSC PUNB0133510
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0133510, and confirm that the system picks up Punjab National Bank – NANDED. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PUNB0133510
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – NANDED, ensure your bank's portal accepts IFSC PUNB0133510 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – NANDED, use IMPS. With IFSC PUNB0133510 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Nanded
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0133510:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NANDED is still linked to IFSC PUNB0133510.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC PUNB0133510
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – NANDED is still mapped to IFSC PUNB0133510. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0133510 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nanded branch is mapped to IFSC PUNB0133510 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0133510.
Products and services
Customers walking into the Nanded branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0133510
Online banking and IFSC PUNB0133510
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the NANDED branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0133510 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Nanded branch sits at 3-5-181, WAJIRABAD, CHIKALWADI 431601. If you are travelling from outside Nanded- Maharashtra, search for the branch on a maps application using the bank name and locality, or call 2462-232112 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0133510 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – NANDED:
- The IFSC is exactly PUNB0133510 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and NANDED as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nanded branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0133510, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PUNB0133510 for Punjab National Bank – NANDED, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Punjab National BankNanded Branch
3-5-181, WAJIRABAD, CHIKALWADI 431601
Nanded- Maharashtra, Maharashtra
Phone: 2462-232112
IFSC: PUNB0133510
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nanded branch but serve different purposes.
Can I use IFSC PUNB0133510 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0133510 to send funds instantly.
Is IFSC PUNB0133510 the same for all accounts at Nanded branch?
Yes. The IFSC PUNB0133510 is shared by every account held at Punjab National Bank's Nanded branch. Only the account number changes from customer to customer.
Is IFSC PUNB0133510 valid for NEFT and RTGS?
Yes. IFSC PUNB0133510 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Punjab National Bank Nanded branch?
You can reach the branch at 2462-232112 during regular banking hours.
Does Punjab National Bank Nanded branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2462-232112 to confirm.
How do I add Punjab National Bank Nanded as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0133510, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code PUNB0133510 belongs to Punjab National Bank's NANDED branch, located at 3-5-181, WAJIRABAD, CHIKALWADI 431601 in NANDED- MAHARASHTRA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


