This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, MYSORE branch in MYSORE. The 11-digit IFSC PUNB0085110 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the MYSORE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Punjab National Bank – MYSORE is PUNB0085110. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 085110 map to this branch in MYSORE, KARNATAKA.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Mysore |
| IFSC Code | PUNB0085110 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1015 UDYA RAVI ROAD KUVEMUNAGAR 570023 |
| City | Mysore |
| District | Mysore |
| State | Karnataka |
| STD Code | 821 |
| Phone | 2346476 |
About the bank
Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mysore branch in Mysore, Karnataka is part of this network and uses the IFSC code PUNB0085110 for all electronic settlement.
About the Mysore branch
The Mysore branch of Punjab National Bank is situated at 1015 UDYA RAVI ROAD KUVEMUNAGAR 570023. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0085110 is used.
Why every Punjab National Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MYSORE of Punjab National Bank — its own 11-character IFSC. The code PUNB0085110 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0085110 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC PUNB0085110
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0085110 across all three.
NEFT to Punjab National Bank, MYSORE using IFSC PUNB0085110
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0085110, and confirm that the system picks up Punjab National Bank – MYSORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PUNB0085110
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – MYSORE, ensure your bank's portal accepts IFSC PUNB0085110 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Punjab National Bank MYSORE (IFSC PUNB0085110)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0085110 in your mobile or internet banking app, and the money is credited to the MYSORE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0085110 for Punjab National Bank – MYSORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0085110 | Yes – PUNB0085110 | Yes – PUNB0085110 |
For most retail customers crediting the Mysore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0085110
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – MYSORE is still mapped to IFSC PUNB0085110. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0085110 and the beneficiary's account number to complete the transfer.
Account types you can open at the Mysore branch
Once you have an account at Punjab National Bank – MYSORE, the IFSC PUNB0085110 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mysore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 821-2346476.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0085110
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0085110 and the account number together uniquely identify the Mysore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Mysore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0085110 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – MYSORE:
- The IFSC is exactly PUNB0085110 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and MYSORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mysore branch
The branch is located at 1015 UDYA RAVI ROAD KUVEMUNAGAR 570023, which puts it inside Mysore, the broader Mysore district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Mysore branch” — the verified location pin for IFSC PUNB0085110 should appear at the top of the results.
- Confirm the branch is open by calling 821-2346476 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0085110 and your account number.
Verifying IFSC PUNB0085110 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0085110 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 821-2346476.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mysore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0085110, however, work 24x7.
Branch address & contact
Punjab National BankMysore Branch
1015 UDYA RAVI ROAD KUVEMUNAGAR 570023
Mysore, Karnataka
Phone: 821-2346476
IFSC: PUNB0085110
Frequently asked questions
Is IFSC PUNB0085110 the same for all accounts at Mysore branch?
Yes. The IFSC PUNB0085110 is shared by every account held at Punjab National Bank's Mysore branch. Only the account number changes from customer to customer.
What is the IFSC code of Punjab National Bank Mysore branch?
The IFSC code of Punjab National Bank, Mysore branch is PUNB0085110. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Punjab National Bank Mysore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0085110, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Punjab National Bank Mysore branch?
You can reach the branch at 821-2346476 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mysore branch but serve different purposes.
Is IFSC PUNB0085110 valid for NEFT and RTGS?
Yes. IFSC PUNB0085110 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Punjab National Bank Mysore branch located?
Punjab National Bank's Mysore branch is located at 1015 UDYA RAVI ROAD KUVEMUNAGAR 570023, Mysore, Karnataka.
How quickly will an NEFT transfer using PUNB0085110 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Mysore reflect within 30 minutes.
Final notes
To recap: PUNB0085110 is the IFSC code of Punjab National Bank, MYSORE branch, in MYSORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
