This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, THANE - TURBHE branch in MUMBAI. The 11-digit IFSC PUNB0053110 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the THANE - TURBHE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Punjab National Bank – THANE - TURBHE is PUNB0053110. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 053110 map to this branch in MUMBAI, MAHARASHTRA.
About the bank
Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thane - Turbhe branch in Mumbai, Maharashtra is part of this network and uses the IFSC code PUNB0053110 for all electronic settlement.
About this branch
The branch is located at APRT-3,BANKING CMPLX, SEC-19-C,TURBHE, 400703. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0053110 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Thane - Turbhe |
| IFSC Code | PUNB0053110 |
| MICR Code | Refer to cheque leaf |
| Branch Address | APRT-3,BANKING CMPLX, SEC-19-C,TURBHE, 400703 |
| City | Mumbai |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 27842984 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's THANE - TURBHE branch came to be assigned the code PUNB0053110.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0053110, money simply cannot be routed to the THANE - TURBHE branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Thane - Turbhe branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0053110 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC PUNB0053110
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0053110 across all three.
NEFT to Punjab National Bank, THANE - TURBHE using IFSC PUNB0053110
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0053110, and confirm that the system picks up Punjab National Bank – THANE - TURBHE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PUNB0053110
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – THANE - TURBHE, ensure your bank's portal accepts IFSC PUNB0053110 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – THANE - TURBHE, use IMPS. With IFSC PUNB0053110 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Thane - Turbhe
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0053110:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THANE - TURBHE is still linked to IFSC PUNB0053110.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC PUNB0053110
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – THANE - TURBHE is still mapped to IFSC PUNB0053110. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0053110 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Thane - Turbhe branch is mapped to IFSC PUNB0053110 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0053110.
Products and services
Customers walking into the Thane - Turbhe branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0053110
Digital banking channels
Most day-to-day work that customers used to do at the Thane - Turbhe branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0053110 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Thane - Turbhe branch
The branch is located at APRT-3,BANKING CMPLX, SEC-19-C,TURBHE, 400703, which puts it inside Mumbai, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Thane - Turbhe branch” — the verified location pin for IFSC PUNB0053110 should appear at the top of the results.
- Confirm the branch is open by calling 22-27842984 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0053110 and your account number.
Common mistakes to avoid when using IFSC PUNB0053110
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – THANE - TURBHE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PUNB0053110. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Thane - Turbhe are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0053110 continue to work without interruption.
Verifying IFSC PUNB0053110 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0053110 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-27842984.
- Visiting the bank's official branch locator page.
Branch address & contact
Punjab National BankThane - Turbhe Branch
APRT-3,BANKING CMPLX, SEC-19-C,TURBHE, 400703
Mumbai, Maharashtra
Phone: 22-27842984
IFSC: PUNB0053110
Frequently asked questions
How quickly will an NEFT transfer using PUNB0053110 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Thane - Turbhe reflect within 30 minutes.
How do I add Punjab National Bank Thane - Turbhe as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0053110, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Punjab National Bank Thane - Turbhe branch?
You can reach the branch at 22-27842984 during regular banking hours.
Is IFSC PUNB0053110 valid for NEFT and RTGS?
Yes. IFSC PUNB0053110 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC PUNB0053110 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0053110 to send funds instantly.
Does Punjab National Bank Thane - Turbhe branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-27842984 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thane - Turbhe branch but serve different purposes.
Summary
The IFSC code PUNB0053110 belongs to Punjab National Bank's THANE - TURBHE branch, located at APRT-3,BANKING CMPLX, SEC-19-C,TURBHE, 400703 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
