IFSC Code of Punjab National Bank, Mehal Kalan ,Distt.-Barnala Branch, Punjab

If you are searching for the IFSC code of Punjab National Bank, MEHAL KALAN ,DISTT.-BARNALA branch in MEHAL KALAN ,DISTT BARNALA, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is PUNB0752700. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MEHAL KALAN ,DISTT.-BARNALA branch, and detailed step-by-step guides for using the IFSC PUNB0752700 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – MEHAL KALAN ,DISTT.-BARNALA is PUNB0752700. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 752700 map to this branch in MEHAL KALAN ,DISTT BARNALA, PUNJAB.

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mehal Kalan ,Distt.-Barnala branch in Mehal Kalan ,Distt Barnala, Punjab is part of this network and uses the IFSC code PUNB0752700 for all electronic settlement.

Branch details at a glance

Mehal Kalan ,Distt.-Barnala branch overview

Located at MEHAL KALAN (DISTT.-BARNALA), the Mehal Kalan ,Distt.-Barnala branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0752700 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's MEHAL KALAN ,DISTT.-BARNALA branch came to be assigned the code PUNB0752700.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0752700, money simply cannot be routed to the MEHAL KALAN ,DISTT.-BARNALA branch electronically.

Account types you can open at the Mehal Kalan ,Distt.-Barnala branch

Once you have an account at Punjab National Bank – MEHAL KALAN ,DISTT.-BARNALA, the IFSC PUNB0752700 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Mehal Kalan ,Distt.-Barnala branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0752700

How to transfer money using IFSC PUNB0752700

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0752700 across all three.

NEFT to Punjab National Bank, MEHAL KALAN ,DISTT.-BARNALA using IFSC PUNB0752700

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0752700, and confirm that the system picks up Punjab National Bank – MEHAL KALAN ,DISTT.-BARNALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MEHAL KALAN ,DISTT.-BARNALA

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's MEHAL KALAN ,DISTT.-BARNALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0752700 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank MEHAL KALAN ,DISTT.-BARNALA (IFSC PUNB0752700)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0752700 in your mobile or internet banking app, and the money is credited to the MEHAL KALAN ,DISTT.-BARNALA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0752700 for Punjab National Bank – MEHAL KALAN ,DISTT.-BARNALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mehal Kalan ,Distt.-Barnala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0752700

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – MEHAL KALAN ,DISTT.-BARNALA is still mapped to IFSC PUNB0752700. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0752700 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Mehal Kalan ,Distt.-Barnala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0752700 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Mehal Kalan ,Distt.-Barnala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0752700 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – MEHAL KALAN ,DISTT.-BARNALA:

• The IFSC is exactly PUNB0752700 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and MEHAL KALAN ,DISTT.-BARNALA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mehal Kalan ,Distt.-Barnala branch

The branch is located at MEHAL KALAN (DISTT.-BARNALA), which puts it inside Mehal Kalan ,Distt Barnala, the broader Punjab district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Mehal Kalan ,Distt.-Barnala branch” — the verified location pin for IFSC PUNB0752700 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0752700 and your account number.

Verifying IFSC PUNB0752700 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0752700 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Mehal Kalan ,Distt.-Barnala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0752700 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0752700 belongs to Punjab National Bank's MEHAL KALAN ,DISTT.-BARNALA branch, located at MEHAL KALAN (DISTT.-BARNALA) in MEHAL KALAN ,DISTT BARNALA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.