IFSC Code of Punjab National Bank, Malout-Hindu Kanya Pathshala Branch, Punjab

If you are searching for the IFSC code of Punjab National Bank, MALOUT-HINDU KANYA PATHSHALA branch in MALOUT, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is PUNB0521110. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MALOUT-HINDU KANYA PATHSHALA branch, and detailed step-by-step guides for using the IFSC PUNB0521110 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0521110 is the IFSC of Punjab National Bank's MALOUT-HINDU KANYA PATHSHALA branch. The format is fixed: PUNB = bank code, 0 = reserved, 521110 = branch identifier.

Branch details at a glance

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Malout-Hindu Kanya Pathshala branch in Malout. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0521110.

About the Malout-Hindu Kanya Pathshala branch

The Malout-Hindu Kanya Pathshala branch of Punjab National Bank is situated at HINDU KANYA PATHSALA OLD PO CHOWK 152107. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0521110 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's MALOUT-HINDU KANYA PATHSHALA branch came to be assigned the code PUNB0521110.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0521110, money simply cannot be routed to the MALOUT-HINDU KANYA PATHSHALA branch electronically.

How to transfer money using IFSC PUNB0521110

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0521110 across all three.

How to use IFSC PUNB0521110 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's MALOUT-HINDU KANYA PATHSHALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0521110.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as MALOUT-HINDU KANYA PATHSHALA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MALOUT-HINDU KANYA PATHSHALA

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's MALOUT-HINDU KANYA PATHSHALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0521110 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – MALOUT-HINDU KANYA PATHSHALA, use IMPS. With IFSC PUNB0521110 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Malout-Hindu Kanya Pathshala

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0521110:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MALOUT-HINDU KANYA PATHSHALA is still linked to IFSC PUNB0521110.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's MALOUT-HINDU KANYA PATHSHALA branch, the IFSC PUNB0521110 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Malout-Hindu Kanya Pathshala branch is mapped to IFSC PUNB0521110 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0521110.

Products and services

Customers walking into the Malout-Hindu Kanya Pathshala branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0521110

MICR & cheque-truncation details

Cheques drawn on the Malout-Hindu Kanya Pathshala branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0521110 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Malout-Hindu Kanya Pathshala branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0521110 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – MALOUT-HINDU KANYA PATHSHALA:

• The IFSC is exactly PUNB0521110 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and MALOUT-HINDU KANYA PATHSHALA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Malout-Hindu Kanya Pathshala branch

The branch is located at HINDU KANYA PATHSALA OLD PO CHOWK 152107, which puts it inside Malout, the broader Muktsar district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Malout-Hindu Kanya Pathshala branch” — the verified location pin for IFSC PUNB0521110 should appear at the top of the results.
2. Confirm the branch is open by calling 1637-262489 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0521110 and your account number.

Verifying IFSC PUNB0521110 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0521110 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1637-262489.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Malout-Hindu Kanya Pathshala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0521110 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0521110 belongs to Punjab National Bank's MALOUT-HINDU KANYA PATHSHALA branch, located at HINDU KANYA PATHSALA OLD PO CHOWK 152107 in MALOUT, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.