IFSC Code of Punjab National Bank, Mallekan, Distt. Sirsa ,Haryan Branch, Haryana

If you are searching for the IFSC code of Punjab National Bank, MALLEKAN, DISTT. SIRSA ,HARYAN branch in MALEKAN ,DISTT-SIRSA, HARYANA, this page has every detail you need. The verified IFSC code for this branch is PUNB0116900. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MALLEKAN, DISTT. SIRSA ,HARYAN branch, and detailed step-by-step guides for using the IFSC PUNB0116900 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab National Bank's MALLEKAN, DISTT. SIRSA ,HARYAN branch, the IFSC PUNB0116900 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 116900 identifies this particular branch.

Branch details at a glance

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Mallekan, Distt. Sirsa ,Haryan branch in Malekan ,Distt-Sirsa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0116900.

Mallekan, Distt. Sirsa ,Haryan branch overview

Located at VPO MALLEKAN,, the Mallekan, Distt. Sirsa ,Haryan branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0116900 is required for all interbank electronic transfers routed through this branch.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MALLEKAN, DISTT. SIRSA ,HARYAN of Punjab National Bank — its own 11-character IFSC. The code PUNB0116900 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0116900 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC PUNB0116900

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0116900 across all three.

How to use IFSC PUNB0116900 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's MALLEKAN, DISTT. SIRSA ,HARYAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0116900.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as MALLEKAN, DISTT. SIRSA ,HARYAN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MALLEKAN, DISTT. SIRSA ,HARYAN

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's MALLEKAN, DISTT. SIRSA ,HARYAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0116900 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank MALLEKAN, DISTT. SIRSA ,HARYAN (IFSC PUNB0116900)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0116900 in your mobile or internet banking app, and the money is credited to the MALLEKAN, DISTT. SIRSA ,HARYAN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0116900 for Punjab National Bank – MALLEKAN, DISTT. SIRSA ,HARYAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mallekan, Distt. Sirsa ,Haryan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's MALLEKAN, DISTT. SIRSA ,HARYAN branch, the IFSC PUNB0116900 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mallekan, Distt. Sirsa ,Haryan branch is mapped to IFSC PUNB0116900 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0116900.

Products and services

Customers walking into the Mallekan, Distt. Sirsa ,Haryan branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0116900

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0116900 and the account number together uniquely identify the Mallekan, Distt. Sirsa ,Haryan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Mallekan, Distt. Sirsa ,Haryan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0116900 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC PUNB0116900

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – MALLEKAN, DISTT. SIRSA ,HARYAN, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0116900.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Mallekan, Distt. Sirsa ,Haryan branch

The branch is located at VPO MALLEKAN,, which puts it inside Malekan ,Distt-Sirsa, the broader Distt. Sirsa district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Mallekan, Distt. Sirsa ,Haryan branch” — the verified location pin for IFSC PUNB0116900 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0116900 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0116900 for Punjab National Bank – MALLEKAN, DISTT. SIRSA ,HARYAN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mallekan, Distt. Sirsa ,Haryan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0116900 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0116900 is the IFSC code of Punjab National Bank, MALLEKAN, DISTT. SIRSA ,HARYAN branch, in MALEKAN ,DISTT-SIRSA, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.