IFSC Code of Punjab National Bank, Lunkaransar ,Distt- Bikaner Branch, Rajasthan

Use this page as a one-stop reference for everything related to Punjab National Bank's LUNKARANSAR ,DISTT- BIKANER branch in LUNKARANSAR ,DISTT-BIKANER, RAJASTHAN. The branch's IFSC code PUNB0652100 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – LUNKARANSAR ,DISTT- BIKANER is PUNB0652100. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 652100 map to this branch in LUNKARANSAR ,DISTT-BIKANER, RAJASTHAN.

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Lunkaransar ,Distt- Bikaner branch in Lunkaransar ,Distt-Bikaner. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0652100.

Lunkaransar ,Distt- Bikaner branch overview

Located at LUNKARANSAR (DISTT- BIKANER), the Lunkaransar ,Distt- Bikaner branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0652100 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's LUNKARANSAR ,DISTT- BIKANER branch came to be assigned the code PUNB0652100.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0652100, money simply cannot be routed to the LUNKARANSAR ,DISTT- BIKANER branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0652100 and the account number together uniquely identify the Lunkaransar ,Distt- Bikaner branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC PUNB0652100

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0652100 across all three.

NEFT to Punjab National Bank, LUNKARANSAR ,DISTT- BIKANER using IFSC PUNB0652100

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0652100, and confirm that the system picks up Punjab National Bank – LUNKARANSAR ,DISTT- BIKANER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to LUNKARANSAR ,DISTT- BIKANER

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's LUNKARANSAR ,DISTT- BIKANER branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0652100 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank LUNKARANSAR ,DISTT- BIKANER (IFSC PUNB0652100)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0652100 in your mobile or internet banking app, and the money is credited to the LUNKARANSAR ,DISTT- BIKANER branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0652100 for Punjab National Bank – LUNKARANSAR ,DISTT- BIKANER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Lunkaransar ,Distt- Bikaner branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0652100

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – LUNKARANSAR ,DISTT- BIKANER is still mapped to IFSC PUNB0652100. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0652100 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Lunkaransar ,Distt- Bikaner branch is mapped to IFSC PUNB0652100 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0652100.

Banking services available

The Lunkaransar ,Distt- Bikaner branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0652100

Digital banking channels

Most day-to-day work that customers used to do at the Lunkaransar ,Distt- Bikaner branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0652100 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Lunkaransar ,Distt- Bikaner branch sits at LUNKARANSAR (DISTT- BIKANER). If you are travelling from outside Lunkaransar ,Distt-Bikaner, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0652100 and your account number.

Common mistakes to avoid when using IFSC PUNB0652100

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – LUNKARANSAR ,DISTT- BIKANER, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0652100.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lunkaransar ,Distt- Bikaner branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0652100, however, work 24x7.

Verifying IFSC PUNB0652100 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0652100 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0652100 belongs to Punjab National Bank's LUNKARANSAR ,DISTT- BIKANER branch, located at LUNKARANSAR (DISTT- BIKANER) in LUNKARANSAR ,DISTT-BIKANER, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.