IFSC Code of Punjab National Bank, Dasauli ,Distt Lucknow Branch, Uttar Pradesh

If you are searching for the IFSC code of Punjab National Bank, DASAULI ,DISTT LUCKNOW branch in LUCKNOW, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is PUNB0478600. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DASAULI ,DISTT LUCKNOW branch, and detailed step-by-step guides for using the IFSC PUNB0478600 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – DASAULI ,DISTT LUCKNOW is PUNB0478600. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 478600 map to this branch in LUCKNOW, UTTAR PRADESH.

Branch details at a glance

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dasauli ,Distt Lucknow branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code PUNB0478600 for all electronic settlement.

Dasauli ,Distt Lucknow branch overview

Located at IT DASAULI, LUCKNOW, the Dasauli ,Distt Lucknow branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0478600 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's DASAULI ,DISTT LUCKNOW branch came to be assigned the code PUNB0478600.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0478600, money simply cannot be routed to the DASAULI ,DISTT LUCKNOW branch electronically.

How to transfer money using IFSC PUNB0478600

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0478600 across all three.

NEFT to Punjab National Bank, DASAULI ,DISTT LUCKNOW using IFSC PUNB0478600

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0478600, and confirm that the system picks up Punjab National Bank – DASAULI ,DISTT LUCKNOW. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DASAULI ,DISTT LUCKNOW

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's DASAULI ,DISTT LUCKNOW branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0478600 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank DASAULI ,DISTT LUCKNOW (IFSC PUNB0478600)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0478600 in your mobile or internet banking app, and the money is credited to the DASAULI ,DISTT LUCKNOW branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Dasauli ,Distt Lucknow

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0478600:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DASAULI ,DISTT LUCKNOW is still linked to IFSC PUNB0478600.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0478600

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – DASAULI ,DISTT LUCKNOW is still mapped to IFSC PUNB0478600. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0478600 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Dasauli ,Distt Lucknow branch is mapped to IFSC PUNB0478600 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0478600.

Products and services

Customers walking into the Dasauli ,Distt Lucknow branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0478600

MICR & cheque-truncation details

Cheques drawn on the Dasauli ,Distt Lucknow branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0478600 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PUNB0478600

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the DASAULI ,DISTT LUCKNOW branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0478600 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – DASAULI ,DISTT LUCKNOW:

• The IFSC is exactly PUNB0478600 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and DASAULI ,DISTT LUCKNOW as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Dasauli ,Distt Lucknow branch sits at IT DASAULI, LUCKNOW. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0478600 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0478600 for Punjab National Bank – DASAULI ,DISTT LUCKNOW, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Dasauli ,Distt Lucknow are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0478600 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0478600 is the IFSC code of Punjab National Bank, DASAULI ,DISTT LUCKNOW branch, in LUCKNOW, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.