IFSC Code of Punjab National Bank, Retail Asset Br. Kurukshetra Branch, Haryana

Use this page as a one-stop reference for everything related to Punjab National Bank's RETAIL ASSET BR. KURUKSHETRA branch in KURUKSHETRA, HARYANA. The branch's IFSC code PUNB0628300 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0628300 is the IFSC of Punjab National Bank's RETAIL ASSET BR. KURUKSHETRA branch. The format is fixed: PUNB = bank code, 0 = reserved, 628300 = branch identifier.

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Retail Asset Br. Kurukshetra branch in Kurukshetra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0628300.

Branch details at a glance

Retail Asset Br. Kurukshetra branch overview

Located at KRISHNA DHAM RAILWAY ROAD, the Retail Asset Br. Kurukshetra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0628300 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's RETAIL ASSET BR. KURUKSHETRA branch came to be assigned the code PUNB0628300.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0628300, money simply cannot be routed to the RETAIL ASSET BR. KURUKSHETRA branch electronically.

Products and account variants supported

Every account opened at the Retail Asset Br. Kurukshetra branch is mapped to IFSC PUNB0628300 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0628300.

Banking services available

The Retail Asset Br. Kurukshetra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0628300

How to transfer money using IFSC PUNB0628300

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0628300 across all three.

NEFT to Punjab National Bank, RETAIL ASSET BR. KURUKSHETRA using IFSC PUNB0628300

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0628300, and confirm that the system picks up Punjab National Bank – RETAIL ASSET BR. KURUKSHETRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RETAIL ASSET BR. KURUKSHETRA

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's RETAIL ASSET BR. KURUKSHETRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0628300 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank RETAIL ASSET BR. KURUKSHETRA (IFSC PUNB0628300)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0628300 in your mobile or internet banking app, and the money is credited to the RETAIL ASSET BR. KURUKSHETRA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0628300 for Punjab National Bank – RETAIL ASSET BR. KURUKSHETRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Retail Asset Br. Kurukshetra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0628300

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – RETAIL ASSET BR. KURUKSHETRA is still mapped to IFSC PUNB0628300. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0628300 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PUNB0628300

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the RETAIL ASSET BR. KURUKSHETRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0628300 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Retail Asset Br. Kurukshetra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0628300 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – RETAIL ASSET BR. KURUKSHETRA:

• The IFSC is exactly PUNB0628300 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and RETAIL ASSET BR. KURUKSHETRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Retail Asset Br. Kurukshetra branch sits at KRISHNA DHAM RAILWAY ROAD. If you are travelling from outside Kurukshetra, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0628300 and your account number.

Verifying IFSC PUNB0628300 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0628300 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Retail Asset Br. Kurukshetra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0628300, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0628300 belongs to Punjab National Bank's RETAIL ASSET BR. KURUKSHETRA branch, located at KRISHNA DHAM RAILWAY ROAD in KURUKSHETRA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.