IFSC Code of Punjab National Bank, Kundeshwari,Distt.Udham S Ngr Branch, Uttar Pradesh

Below are the complete branch details for Punjab National Bank, KUNDESHWARI,DISTT.UDHAM S NGR branch, located in KUNDESHWARI DISTT.UDHAM SINGH NAGAR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0762800. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0762800 for Punjab National Bank – KUNDESHWARI,DISTT.UDHAM S NGR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – KUNDESHWARI,DISTT.UDHAM S NGR is PUNB0762800. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 762800 map to this branch in KUNDESHWARI DISTT.UDHAM SINGH NAGAR, UTTAR PRADESH.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kundeshwari,Distt.Udham S Ngr branch — IFSC PUNB0762800 — extends the bank's services to customers in and around Kundeshwari Distt.Udham Singh Nagar, Uttar Pradesh.

Kundeshwari,Distt.Udham S Ngr branch overview

Located at KUNDESHWARI, KASHIPUR,, the Kundeshwari,Distt.Udham S Ngr branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0762800 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's KUNDESHWARI,DISTT.UDHAM S NGR branch came to be assigned the code PUNB0762800.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0762800, money simply cannot be routed to the KUNDESHWARI,DISTT.UDHAM S NGR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Kundeshwari,Distt.Udham S Ngr branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0762800 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC PUNB0762800

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0762800 across all three.

How to use IFSC PUNB0762800 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's KUNDESHWARI,DISTT.UDHAM S NGR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0762800.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as KUNDESHWARI,DISTT.UDHAM S NGR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KUNDESHWARI,DISTT.UDHAM S NGR

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's KUNDESHWARI,DISTT.UDHAM S NGR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0762800 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – KUNDESHWARI,DISTT.UDHAM S NGR, use IMPS. With IFSC PUNB0762800 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Kundeshwari,Distt.Udham S Ngr

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0762800:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KUNDESHWARI,DISTT.UDHAM S NGR is still linked to IFSC PUNB0762800.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0762800

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – KUNDESHWARI,DISTT.UDHAM S NGR is still mapped to IFSC PUNB0762800. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0762800 and the beneficiary's account number to complete the transfer.

Account types you can open at the Kundeshwari,Distt.Udham S Ngr branch

Once you have an account at Punjab National Bank – KUNDESHWARI,DISTT.UDHAM S NGR, the IFSC PUNB0762800 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kundeshwari,Distt.Udham S Ngr branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0762800

Online banking and IFSC PUNB0762800

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the KUNDESHWARI,DISTT.UDHAM S NGR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0762800 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Kundeshwari,Distt.Udham S Ngr branch

The branch is located at KUNDESHWARI, KASHIPUR,, which puts it inside Kundeshwari Distt.Udham Singh Nagar, the broader Dist.Udham Singh Nagar district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Kundeshwari,Distt.Udham S Ngr branch” — the verified location pin for IFSC PUNB0762800 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0762800 and your account number.

Common mistakes to avoid when using IFSC PUNB0762800

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – KUNDESHWARI,DISTT.UDHAM S NGR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0762800.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Kundeshwari,Distt.Udham S Ngr are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0762800 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0762800 for Punjab National Bank – KUNDESHWARI,DISTT.UDHAM S NGR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0762800 is the IFSC code of Punjab National Bank, KUNDESHWARI,DISTT.UDHAM S NGR branch, in KUNDESHWARI DISTT.UDHAM SINGH NAGAR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.