IFSC Code of Punjab National Bank, Calcutta New Alipur, Distt. Ca Branch, West Bengal

Below are the complete branch details for Punjab National Bank, CALCUTTA NEW ALIPUR, DISTT. CA branch, located in KOLKATA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0008600. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0008600 for Punjab National Bank – CALCUTTA NEW ALIPUR, DISTT. CA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab National Bank's CALCUTTA NEW ALIPUR, DISTT. CA branch, the IFSC PUNB0008600 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 008600 identifies this particular branch.

Branch details at a glance

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Calcutta New Alipur, Distt. Ca branch in Kolkata, West Bengal is part of this network and uses the IFSC code PUNB0008600 for all electronic settlement.

Calcutta New Alipur, Distt. Ca branch overview

Located at P-40,BLOCK-B(UNIT HOUSE), the Calcutta New Alipur, Distt. Ca branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0008600 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's CALCUTTA NEW ALIPUR, DISTT. CA branch came to be assigned the code PUNB0008600.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0008600, money simply cannot be routed to the CALCUTTA NEW ALIPUR, DISTT. CA branch electronically.

How to transfer money using IFSC PUNB0008600

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0008600 across all three.

NEFT to Punjab National Bank, CALCUTTA NEW ALIPUR, DISTT. CA using IFSC PUNB0008600

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0008600, and confirm that the system picks up Punjab National Bank – CALCUTTA NEW ALIPUR, DISTT. CA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CALCUTTA NEW ALIPUR, DISTT. CA

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's CALCUTTA NEW ALIPUR, DISTT. CA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0008600 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank CALCUTTA NEW ALIPUR, DISTT. CA (IFSC PUNB0008600)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0008600 in your mobile or internet banking app, and the money is credited to the CALCUTTA NEW ALIPUR, DISTT. CA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Calcutta New Alipur, Distt. Ca

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0008600:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CALCUTTA NEW ALIPUR, DISTT. CA is still linked to IFSC PUNB0008600.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0008600

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – CALCUTTA NEW ALIPUR, DISTT. CA is still mapped to IFSC PUNB0008600. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0008600 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Calcutta New Alipur, Distt. Ca branch is mapped to IFSC PUNB0008600 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0008600.

Products and services

Customers walking into the Calcutta New Alipur, Distt. Ca branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0008600

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0008600 and the account number together uniquely identify the Calcutta New Alipur, Distt. Ca branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC PUNB0008600

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the CALCUTTA NEW ALIPUR, DISTT. CA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0008600 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC PUNB0008600

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – CALCUTTA NEW ALIPUR, DISTT. CA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0008600.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Calcutta New Alipur, Distt. Ca branch sits at P-40,BLOCK-B(UNIT HOUSE). If you are travelling from outside Kolkata, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0008600 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0008600 for Punjab National Bank – CALCUTTA NEW ALIPUR, DISTT. CA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Calcutta New Alipur, Distt. Ca are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0008600 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0008600 is the IFSC code of Punjab National Bank, CALCUTTA NEW ALIPUR, DISTT. CA branch, in KOLKATA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.