IFSC Code of Punjab National Bank, Khasa, Distt. Amritsar ,Punjab Branch, Punjab

Use this page as a one-stop reference for everything related to Punjab National Bank's KHASA, DISTT. AMRITSAR ,PUNJAB branch in KHASA,,DISTT-AMRITSAR, PUNJAB. The branch's IFSC code PUNB0073200 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0073200 is the IFSC of Punjab National Bank's KHASA, DISTT. AMRITSAR ,PUNJAB branch. The format is fixed: PUNB = bank code, 0 = reserved, 073200 = branch identifier.

Branch details at a glance

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khasa, Distt. Amritsar ,Punjab branch in Khasa,,Distt-Amritsar, Punjab is part of this network and uses the IFSC code PUNB0073200 for all electronic settlement.

About the Khasa, Distt. Amritsar ,Punjab branch

The Khasa, Distt. Amritsar ,Punjab branch of Punjab National Bank is situated at G T ROAD, KHASA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0073200 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's KHASA, DISTT. AMRITSAR ,PUNJAB branch came to be assigned the code PUNB0073200.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0073200, money simply cannot be routed to the KHASA, DISTT. AMRITSAR ,PUNJAB branch electronically.

How to transfer money using IFSC PUNB0073200

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0073200 across all three.

NEFT to Punjab National Bank, KHASA, DISTT. AMRITSAR ,PUNJAB using IFSC PUNB0073200

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0073200, and confirm that the system picks up Punjab National Bank – KHASA, DISTT. AMRITSAR ,PUNJAB. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KHASA, DISTT. AMRITSAR ,PUNJAB

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's KHASA, DISTT. AMRITSAR ,PUNJAB branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0073200 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – KHASA, DISTT. AMRITSAR ,PUNJAB, use IMPS. With IFSC PUNB0073200 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0073200 for Punjab National Bank – KHASA, DISTT. AMRITSAR ,PUNJAB, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Khasa, Distt. Amritsar ,Punjab branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's KHASA, DISTT. AMRITSAR ,PUNJAB branch, the IFSC PUNB0073200 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Khasa, Distt. Amritsar ,Punjab branch is mapped to IFSC PUNB0073200 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0073200.

Products and services

Customers walking into the Khasa, Distt. Amritsar ,Punjab branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0073200

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0073200 and the account number together uniquely identify the Khasa, Distt. Amritsar ,Punjab branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Khasa, Distt. Amritsar ,Punjab branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0073200 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – KHASA, DISTT. AMRITSAR ,PUNJAB:

• The IFSC is exactly PUNB0073200 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and KHASA, DISTT. AMRITSAR ,PUNJAB as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Khasa, Distt. Amritsar ,Punjab branch

The branch is located at G T ROAD, KHASA, which puts it inside Khasa,,Distt-Amritsar, the broader Distt-Amritsar district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Khasa, Distt. Amritsar ,Punjab branch” — the verified location pin for IFSC PUNB0073200 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0073200 and your account number.

Verifying IFSC PUNB0073200 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0073200 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Khasa, Distt. Amritsar ,Punjab are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0073200 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0073200 belongs to Punjab National Bank's KHASA, DISTT. AMRITSAR ,PUNJAB branch, located at G T ROAD, KHASA in KHASA,,DISTT-AMRITSAR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.