Use this page as a one-stop reference for everything related to Punjab National Bank's RAM NAGAR ROAD, KASHIPUR branch in KASHIPUR, UTTARAKHAND. The branch's IFSC code PUNB0217810 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab National Bank's RAM NAGAR ROAD, KASHIPUR branch, the IFSC PUNB0217810 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 217810 identifies this particular branch.
About the bank
Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ram Nagar Road, Kashipur branch in Kashipur, Uttarakhand is part of this network and uses the IFSC code PUNB0217810 for all electronic settlement.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Ram Nagar Road, Kashipur |
| IFSC Code | PUNB0217810 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR CHAMUNDA HOSPITAL, KASHIPUR, DISTT UDHAM SINGH NAGAR - 244713 |
| City | Kashipur |
| District | Udham Singh Nagar |
| State | Uttarakhand |
| STD Code | 5947 |
| Phone | 9627148313 |
About the Ram Nagar Road, Kashipur branch
The Ram Nagar Road, Kashipur branch of Punjab National Bank is situated at NEAR CHAMUNDA HOSPITAL, KASHIPUR, DISTT UDHAM SINGH NAGAR - 244713. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0217810 is used.
Why every Punjab National Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAM NAGAR ROAD, KASHIPUR of Punjab National Bank — its own 11-character IFSC. The code PUNB0217810 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0217810 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ram Nagar Road, Kashipur branch is mapped to IFSC PUNB0217810 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0217810.
Products and services
Customers walking into the Ram Nagar Road, Kashipur branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0217810
How to transfer money using IFSC PUNB0217810
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0217810 across all three.
NEFT to Punjab National Bank, RAM NAGAR ROAD, KASHIPUR using IFSC PUNB0217810
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0217810, and confirm that the system picks up Punjab National Bank – RAM NAGAR ROAD, KASHIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PUNB0217810
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – RAM NAGAR ROAD, KASHIPUR, ensure your bank's portal accepts IFSC PUNB0217810 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Punjab National Bank RAM NAGAR ROAD, KASHIPUR (IFSC PUNB0217810)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0217810 in your mobile or internet banking app, and the money is credited to the RAM NAGAR ROAD, KASHIPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0217810 for Punjab National Bank – RAM NAGAR ROAD, KASHIPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0217810 | Yes – PUNB0217810 | Yes – PUNB0217810 |
For most retail customers crediting the Ram Nagar Road, Kashipur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's RAM NAGAR ROAD, KASHIPUR branch, the IFSC PUNB0217810 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC PUNB0217810
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the RAM NAGAR ROAD, KASHIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0217810 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0217810 and the account number together uniquely identify the Ram Nagar Road, Kashipur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – RAM NAGAR ROAD, KASHIPUR:
- The IFSC is exactly PUNB0217810 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and RAM NAGAR ROAD, KASHIPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ram Nagar Road, Kashipur branch sits at NEAR CHAMUNDA HOSPITAL, KASHIPUR, DISTT UDHAM SINGH NAGAR - 244713. If you are travelling from outside Kashipur, search for the branch on a maps application using the bank name and locality, or call 5947-9627148313 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0217810 and your account number.
Verifying IFSC PUNB0217810 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0217810 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5947-9627148313.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ram Nagar Road, Kashipur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0217810, however, work 24x7.
Branch address & contact
Punjab National BankRam Nagar Road, Kashipur Branch
NEAR CHAMUNDA HOSPITAL, KASHIPUR, DISTT UDHAM SINGH NAGAR - 244713
Kashipur, Uttarakhand
Phone: 5947-9627148313
IFSC: PUNB0217810
Frequently asked questions
Is IFSC PUNB0217810 valid for NEFT and RTGS?
Yes. IFSC PUNB0217810 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Punjab National Bank Ram Nagar Road, Kashipur branch?
The IFSC code of Punjab National Bank, Ram Nagar Road, Kashipur branch is PUNB0217810. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Punjab National Bank Ram Nagar Road, Kashipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0217810, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC PUNB0217810 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0217810 to send funds instantly.
What is the phone number of Punjab National Bank Ram Nagar Road, Kashipur branch?
You can reach the branch at 5947-9627148313 during regular banking hours.
Is IFSC PUNB0217810 the same for all accounts at Ram Nagar Road, Kashipur branch?
Yes. The IFSC PUNB0217810 is shared by every account held at Punjab National Bank's Ram Nagar Road, Kashipur branch. Only the account number changes from customer to customer.
Where is Punjab National Bank Ram Nagar Road, Kashipur branch located?
Punjab National Bank's Ram Nagar Road, Kashipur branch is located at NEAR CHAMUNDA HOSPITAL, KASHIPUR, DISTT UDHAM SINGH NAGAR - 244713, Kashipur, Uttarakhand.
Final notes
To recap: PUNB0217810 is the IFSC code of Punjab National Bank, RAM NAGAR ROAD, KASHIPUR branch, in KASHIPUR, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
