This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, KALLAIBERIA DIST.BANKURA branch in KALLAIBERIA DIST.BANKURA W.B.,. The 11-digit IFSC PUNB0775300 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the KALLAIBERIA DIST.BANKURA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Punjab National Bank – KALLAIBERIA DIST.BANKURA is PUNB0775300. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 775300 map to this branch in KALLAIBERIA DIST.BANKURA W.B.,, WEST BENGAL.
About Punjab National Bank
Punjab National Bank operates a wide network of branches across India, including the Kallaiberia Dist.Bankura branch in Kallaiberia Dist.Bankura W.B.,. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0775300.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Kallaiberia Dist.Bankura |
| IFSC Code | PUNB0775300 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IST FLOOR,CD BLOCK, CFC |
| City | Kallaiberia Dist.Bankura W.B., |
| District | Po.Chhatna, Dist.Bankura |
| State | West Bengal |
About the Kallaiberia Dist.Bankura branch
The Kallaiberia Dist.Bankura branch of Punjab National Bank is situated at IST FLOOR,CD BLOCK, CFC. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0775300 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's KALLAIBERIA DIST.BANKURA branch came to be assigned the code PUNB0775300.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0775300, money simply cannot be routed to the KALLAIBERIA DIST.BANKURA branch electronically.
Products and account variants supported
Every account opened at the Kallaiberia Dist.Bankura branch is mapped to IFSC PUNB0775300 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0775300.
Banking services available
The Kallaiberia Dist.Bankura branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0775300
How to transfer money using IFSC PUNB0775300
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0775300 across all three.
How to use IFSC PUNB0775300 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's KALLAIBERIA DIST.BANKURA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PUNB0775300.
- Confirm the bank name auto-populates as Punjab National Bank and the branch as KALLAIBERIA DIST.BANKURA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KALLAIBERIA DIST.BANKURA
If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's KALLAIBERIA DIST.BANKURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0775300 while initiating the transfer and the credit will appear within minutes.
IMPS to Punjab National Bank KALLAIBERIA DIST.BANKURA (IFSC PUNB0775300)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0775300 in your mobile or internet banking app, and the money is credited to the KALLAIBERIA DIST.BANKURA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0775300 for Punjab National Bank – KALLAIBERIA DIST.BANKURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0775300 | Yes – PUNB0775300 | Yes – PUNB0775300 |
For most retail customers crediting the Kallaiberia Dist.Bankura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0775300
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – KALLAIBERIA DIST.BANKURA is still mapped to IFSC PUNB0775300. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0775300 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Kallaiberia Dist.Bankura branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0775300 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0775300 and the account number together uniquely identify the Kallaiberia Dist.Bankura branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC PUNB0775300
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – KALLAIBERIA DIST.BANKURA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PUNB0775300. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kallaiberia Dist.Bankura branch
The branch is located at IST FLOOR,CD BLOCK, CFC, which puts it inside Kallaiberia Dist.Bankura W.B.,, the broader Po.Chhatna, Dist.Bankura district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Kallaiberia Dist.Bankura branch” — the verified location pin for IFSC PUNB0775300 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0775300 and your account number.
Verifying IFSC PUNB0775300 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0775300 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kallaiberia Dist.Bankura are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0775300 continue to work without interruption.
Branch address & contact
Punjab National BankKallaiberia Dist.Bankura Branch
IST FLOOR,CD BLOCK, CFC
Kallaiberia Dist.Bankura W.B.,, West Bengal
Phone: the branch contact number
IFSC: PUNB0775300
Frequently asked questions
Is IFSC PUNB0775300 the same for all accounts at Kallaiberia Dist.Bankura branch?
Yes. The IFSC PUNB0775300 is shared by every account held at Punjab National Bank's Kallaiberia Dist.Bankura branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kallaiberia Dist.Bankura branch but serve different purposes.
What is the phone number of Punjab National Bank Kallaiberia Dist.Bankura branch?
You can reach the branch at the branch contact number during regular banking hours.
Can I use IFSC PUNB0775300 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0775300 to send funds instantly.
Where is Punjab National Bank Kallaiberia Dist.Bankura branch located?
Punjab National Bank's Kallaiberia Dist.Bankura branch is located at IST FLOOR,CD BLOCK, CFC, Kallaiberia Dist.Bankura W.B.,, West Bengal.
How quickly will an NEFT transfer using PUNB0775300 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Kallaiberia Dist.Bankura reflect within 30 minutes.
What is the IFSC code of Punjab National Bank Kallaiberia Dist.Bankura branch?
The IFSC code of Punjab National Bank, Kallaiberia Dist.Bankura branch is PUNB0775300. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC PUNB0775300 valid for NEFT and RTGS?
Yes. IFSC PUNB0775300 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: PUNB0775300 is the IFSC code of Punjab National Bank, KALLAIBERIA DIST.BANKURA branch, in KALLAIBERIA DIST.BANKURA W.B.,, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


