IFSC Code of Punjab National Bank, Jhansi Cantt, Distt. Jhansi ,U Branch, Uttar Pradesh

If you are searching for the IFSC code of Punjab National Bank, JHANSI CANTT, DISTT. JHANSI ,U branch in JHANSI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is PUNB0070900. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JHANSI CANTT, DISTT. JHANSI ,U branch, and detailed step-by-step guides for using the IFSC PUNB0070900 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – JHANSI CANTT, DISTT. JHANSI ,U is PUNB0070900. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 070900 map to this branch in JHANSI, UTTAR PRADESH.

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jhansi Cantt, Distt. Jhansi ,U branch in Jhansi, Uttar Pradesh is part of this network and uses the IFSC code PUNB0070900 for all electronic settlement.

About the Jhansi Cantt, Distt. Jhansi ,U branch

The Jhansi Cantt, Distt. Jhansi ,U branch of Punjab National Bank is situated at SADAR BAZAR,JHANSI CANTT,. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0070900 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's JHANSI CANTT, DISTT. JHANSI ,U branch came to be assigned the code PUNB0070900.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0070900, money simply cannot be routed to the JHANSI CANTT, DISTT. JHANSI ,U branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Jhansi Cantt, Distt. Jhansi ,U branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0070900 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC PUNB0070900

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0070900 across all three.

NEFT to Punjab National Bank, JHANSI CANTT, DISTT. JHANSI ,U using IFSC PUNB0070900

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0070900, and confirm that the system picks up Punjab National Bank – JHANSI CANTT, DISTT. JHANSI ,U. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PUNB0070900

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – JHANSI CANTT, DISTT. JHANSI ,U, ensure your bank's portal accepts IFSC PUNB0070900 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Punjab National Bank JHANSI CANTT, DISTT. JHANSI ,U (IFSC PUNB0070900)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0070900 in your mobile or internet banking app, and the money is credited to the JHANSI CANTT, DISTT. JHANSI ,U branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0070900 for Punjab National Bank – JHANSI CANTT, DISTT. JHANSI ,U, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jhansi Cantt, Distt. Jhansi ,U branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's JHANSI CANTT, DISTT. JHANSI ,U branch, the IFSC PUNB0070900 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Jhansi Cantt, Distt. Jhansi ,U branch is mapped to IFSC PUNB0070900 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0070900.

Products and services

Customers walking into the Jhansi Cantt, Distt. Jhansi ,U branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0070900

Digital banking channels

Most day-to-day work that customers used to do at the Jhansi Cantt, Distt. Jhansi ,U branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0070900 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Jhansi Cantt, Distt. Jhansi ,U branch

The branch is located at SADAR BAZAR,JHANSI CANTT,, which puts it inside Jhansi, the broader Jhansi district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Jhansi Cantt, Distt. Jhansi ,U branch” — the verified location pin for IFSC PUNB0070900 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0070900 and your account number.

Common mistakes to avoid when using IFSC PUNB0070900

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – JHANSI CANTT, DISTT. JHANSI ,U, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0070900.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Jhansi Cantt, Distt. Jhansi ,U are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0070900 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0070900 for Punjab National Bank – JHANSI CANTT, DISTT. JHANSI ,U, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0070900 is the IFSC code of Punjab National Bank, JHANSI CANTT, DISTT. JHANSI ,U branch, in JHANSI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.