IFSC Code of Punjab National Bank, Kablana Dist - Jhajjar Branch, Haryana

Use this page as a one-stop reference for everything related to Punjab National Bank's KABLANA DIST - JHAJJAR branch in JHAJJAR, HARYANA. The branch's IFSC code PUNB0195810 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – KABLANA DIST - JHAJJAR is PUNB0195810. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 195810 map to this branch in JHAJJAR, HARYANA.

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kablana Dist - Jhajjar branch in Jhajjar, Haryana is part of this network and uses the IFSC code PUNB0195810 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at GANGA INST OF TECH&MGM VPO-KABLANA DIST - JHA 124104. It serves the Jhajjar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0195810 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's KABLANA DIST - JHAJJAR branch came to be assigned the code PUNB0195810.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0195810, money simply cannot be routed to the KABLANA DIST - JHAJJAR branch electronically.

Products and account variants supported

Every account opened at the Kablana Dist - Jhajjar branch is mapped to IFSC PUNB0195810 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0195810.

Banking services available

The Kablana Dist - Jhajjar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0195810

How to transfer money using IFSC PUNB0195810

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0195810 across all three.

NEFT to Punjab National Bank, KABLANA DIST - JHAJJAR using IFSC PUNB0195810

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0195810, and confirm that the system picks up Punjab National Bank – KABLANA DIST - JHAJJAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KABLANA DIST - JHAJJAR

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's KABLANA DIST - JHAJJAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0195810 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank KABLANA DIST - JHAJJAR (IFSC PUNB0195810)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0195810 in your mobile or internet banking app, and the money is credited to the KABLANA DIST - JHAJJAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kablana Dist - Jhajjar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0195810:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KABLANA DIST - JHAJJAR is still linked to IFSC PUNB0195810.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's KABLANA DIST - JHAJJAR branch, the IFSC PUNB0195810 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC PUNB0195810

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the KABLANA DIST - JHAJJAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0195810 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0195810 and the account number together uniquely identify the Kablana Dist - Jhajjar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC PUNB0195810

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – KABLANA DIST - JHAJJAR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0195810.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Kablana Dist - Jhajjar branch sits at GANGA INST OF TECH&MGM VPO-KABLANA DIST - JHA 124104. If you are travelling from outside Jhajjar, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0195810 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0195810 for Punjab National Bank – KABLANA DIST - JHAJJAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Kablana Dist - Jhajjar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0195810 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0195810 belongs to Punjab National Bank's KABLANA DIST - JHAJJAR branch, located at GANGA INST OF TECH&MGM VPO-KABLANA DIST - JHA 124104 in JHAJJAR, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.