IFSC Code of Punjab National Bank, Jhadol, Distt. Udaipur ,Rajast Branch, Rajasthan

If you are searching for the IFSC code of Punjab National Bank, JHADOL, DISTT. UDAIPUR ,RAJAST branch in JHADOL DISTT. UDAIPUR -RAJASTHAN, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is PUNB0070700. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JHADOL, DISTT. UDAIPUR ,RAJAST branch, and detailed step-by-step guides for using the IFSC PUNB0070700 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0070700 is the IFSC of Punjab National Bank's JHADOL, DISTT. UDAIPUR ,RAJAST branch. The format is fixed: PUNB = bank code, 0 = reserved, 070700 = branch identifier.

Branch details at a glance

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jhadol, Distt. Udaipur ,Rajast branch in Jhadol Distt. Udaipur -Rajasthan, Rajasthan is part of this network and uses the IFSC code PUNB0070700 for all electronic settlement.

About this branch

The branch is located at DISTT UDAIPUR. It serves the Jhadol Distt. Udaipur -Rajasthan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0070700 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's JHADOL, DISTT. UDAIPUR ,RAJAST branch came to be assigned the code PUNB0070700.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0070700, money simply cannot be routed to the JHADOL, DISTT. UDAIPUR ,RAJAST branch electronically.

How to transfer money using IFSC PUNB0070700

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0070700 across all three.

NEFT to Punjab National Bank, JHADOL, DISTT. UDAIPUR ,RAJAST using IFSC PUNB0070700

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0070700, and confirm that the system picks up Punjab National Bank – JHADOL, DISTT. UDAIPUR ,RAJAST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PUNB0070700

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – JHADOL, DISTT. UDAIPUR ,RAJAST, ensure your bank's portal accepts IFSC PUNB0070700 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – JHADOL, DISTT. UDAIPUR ,RAJAST, use IMPS. With IFSC PUNB0070700 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Jhadol, Distt. Udaipur ,Rajast

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0070700:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JHADOL, DISTT. UDAIPUR ,RAJAST is still linked to IFSC PUNB0070700.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's JHADOL, DISTT. UDAIPUR ,RAJAST branch, the IFSC PUNB0070700 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Jhadol, Distt. Udaipur ,Rajast branch is mapped to IFSC PUNB0070700 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0070700.

Banking services available

The Jhadol, Distt. Udaipur ,Rajast branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0070700

MICR & cheque-truncation details

Cheques drawn on the Jhadol, Distt. Udaipur ,Rajast branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0070700 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PUNB0070700

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the JHADOL, DISTT. UDAIPUR ,RAJAST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0070700 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – JHADOL, DISTT. UDAIPUR ,RAJAST:

• The IFSC is exactly PUNB0070700 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and JHADOL, DISTT. UDAIPUR ,RAJAST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jhadol, Distt. Udaipur ,Rajast branch sits at DISTT UDAIPUR. If you are travelling from outside Jhadol Distt. Udaipur -Rajasthan, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0070700 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0070700 for Punjab National Bank – JHADOL, DISTT. UDAIPUR ,RAJAST, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Jhadol, Distt. Udaipur ,Rajast are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0070700 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0070700 is the IFSC code of Punjab National Bank, JHADOL, DISTT. UDAIPUR ,RAJAST branch, in JHADOL DISTT. UDAIPUR -RAJASTHAN, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.