IFSC Code of Punjab National Bank, Hazrat Nagar Garh, Distt. Mora Branch, Uttar Pradesh

If you are searching for the IFSC code of Punjab National Bank, HAZRAT NAGAR GARH, DISTT. MORA branch in HAZARAT NAGAR GARHI, UP, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is PUNB0166000. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HAZRAT NAGAR GARH, DISTT. MORA branch, and detailed step-by-step guides for using the IFSC PUNB0166000 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0166000 is the IFSC of Punjab National Bank's HAZRAT NAGAR GARH, DISTT. MORA branch. The format is fixed: PUNB = bank code, 0 = reserved, 166000 = branch identifier.

Branch details at a glance

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Hazrat Nagar Garh, Distt. Mora branch — IFSC PUNB0166000 — extends the bank's services to customers in and around Hazarat Nagar Garhi, Up, Uttar Pradesh.

Hazrat Nagar Garh, Distt. Mora branch overview

Located at TEHSIL SAMBHAL, PO H.N. GARHI, the Hazrat Nagar Garh, Distt. Mora branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0166000 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's HAZRAT NAGAR GARH, DISTT. MORA branch came to be assigned the code PUNB0166000.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0166000, money simply cannot be routed to the HAZRAT NAGAR GARH, DISTT. MORA branch electronically.

How to transfer money using IFSC PUNB0166000

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0166000 across all three.

NEFT to Punjab National Bank, HAZRAT NAGAR GARH, DISTT. MORA using IFSC PUNB0166000

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0166000, and confirm that the system picks up Punjab National Bank – HAZRAT NAGAR GARH, DISTT. MORA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to HAZRAT NAGAR GARH, DISTT. MORA

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's HAZRAT NAGAR GARH, DISTT. MORA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0166000 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank HAZRAT NAGAR GARH, DISTT. MORA (IFSC PUNB0166000)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0166000 in your mobile or internet banking app, and the money is credited to the HAZRAT NAGAR GARH, DISTT. MORA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Hazrat Nagar Garh, Distt. Mora

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0166000:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HAZRAT NAGAR GARH, DISTT. MORA is still linked to IFSC PUNB0166000.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's HAZRAT NAGAR GARH, DISTT. MORA branch, the IFSC PUNB0166000 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Hazrat Nagar Garh, Distt. Mora branch is mapped to IFSC PUNB0166000 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0166000.

Products and services

Customers walking into the Hazrat Nagar Garh, Distt. Mora branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0166000

MICR & cheque-truncation details

Cheques drawn on the Hazrat Nagar Garh, Distt. Mora branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0166000 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PUNB0166000

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the HAZRAT NAGAR GARH, DISTT. MORA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0166000 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – HAZRAT NAGAR GARH, DISTT. MORA:

• The IFSC is exactly PUNB0166000 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and HAZRAT NAGAR GARH, DISTT. MORA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Hazrat Nagar Garh, Distt. Mora branch

The branch is located at TEHSIL SAMBHAL, PO H.N. GARHI, which puts it inside Hazarat Nagar Garhi, Up, the broader Hazarat Nagar Garhi, Up district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Hazrat Nagar Garh, Distt. Mora branch” — the verified location pin for IFSC PUNB0166000 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0166000 and your account number.

Verifying IFSC PUNB0166000 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0166000 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hazrat Nagar Garh, Distt. Mora branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0166000, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0166000 belongs to Punjab National Bank's HAZRAT NAGAR GARH, DISTT. MORA branch, located at TEHSIL SAMBHAL, PO H.N. GARHI in HAZARAT NAGAR GARHI, UP, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.