IFSC Code of Punjab National Bank, Hanumangarh- Krishi Upaj Mandi Branch, Rajasthan

If you are searching for the IFSC code of Punjab National Bank, HANUMANGARH- KRISHI UPAJ MANDI branch in HANUMANGARH JUNCTION, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is PUNB0117510. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HANUMANGARH- KRISHI UPAJ MANDI branch, and detailed step-by-step guides for using the IFSC PUNB0117510 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab National Bank – HANUMANGARH- KRISHI UPAJ MANDI is PUNB0117510. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 117510 map to this branch in HANUMANGARH JUNCTION, RAJASTHAN.

About the bank

Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Hanumangarh- Krishi Upaj Mandi branch in Hanumangarh Junction, Rajasthan is part of this network and uses the IFSC code PUNB0117510 for all electronic settlement.

Branch details at a glance

Hanumangarh- Krishi Upaj Mandi branch overview

Located at KRISHI UPAJ MANDI SAMITI, NEW DHAN MANDI 335512, the Hanumangarh- Krishi Upaj Mandi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0117510 is required for all interbank electronic transfers routed through this branch.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HANUMANGARH- KRISHI UPAJ MANDI of Punjab National Bank — its own 11-character IFSC. The code PUNB0117510 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0117510 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Hanumangarh- Krishi Upaj Mandi branch

Once you have an account at Punjab National Bank – HANUMANGARH- KRISHI UPAJ MANDI, the IFSC PUNB0117510 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Hanumangarh- Krishi Upaj Mandi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1552-262190.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0117510

How to transfer money using IFSC PUNB0117510

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0117510 across all three.

How to use IFSC PUNB0117510 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's HANUMANGARH- KRISHI UPAJ MANDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0117510.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as HANUMANGARH- KRISHI UPAJ MANDI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to HANUMANGARH- KRISHI UPAJ MANDI

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's HANUMANGARH- KRISHI UPAJ MANDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0117510 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – HANUMANGARH- KRISHI UPAJ MANDI, use IMPS. With IFSC PUNB0117510 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Hanumangarh- Krishi Upaj Mandi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0117510:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HANUMANGARH- KRISHI UPAJ MANDI is still linked to IFSC PUNB0117510.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0117510

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – HANUMANGARH- KRISHI UPAJ MANDI is still mapped to IFSC PUNB0117510. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0117510 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PUNB0117510

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the HANUMANGARH- KRISHI UPAJ MANDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0117510 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Hanumangarh- Krishi Upaj Mandi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0117510 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – HANUMANGARH- KRISHI UPAJ MANDI:

• The IFSC is exactly PUNB0117510 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and HANUMANGARH- KRISHI UPAJ MANDI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Hanumangarh- Krishi Upaj Mandi branch sits at KRISHI UPAJ MANDI SAMITI, NEW DHAN MANDI 335512. If you are travelling from outside Hanumangarh Junction, search for the branch on a maps application using the bank name and locality, or call 1552-262190 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0117510 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0117510 for Punjab National Bank – HANUMANGARH- KRISHI UPAJ MANDI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Hanumangarh- Krishi Upaj Mandi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0117510 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0117510 belongs to Punjab National Bank's HANUMANGARH- KRISHI UPAJ MANDI branch, located at KRISHI UPAJ MANDI SAMITI, NEW DHAN MANDI 335512 in HANUMANGARH JUNCTION, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.