IFSC Code of Punjab National Bank, Goraimari Bazar,Kamrup Assam Branch, Assam

This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, GORAIMARI BAZAR,KAMRUP ASSAM branch in GORAIMARI BAZAR ,ASSAM. The 11-digit IFSC PUNB0178500 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the GORAIMARI BAZAR,KAMRUP ASSAM location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0178500 is the IFSC of Punjab National Bank's GORAIMARI BAZAR,KAMRUP ASSAM branch. The format is fixed: PUNB = bank code, 0 = reserved, 178500 = branch identifier.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Goraimari Bazar,Kamrup Assam branch — IFSC PUNB0178500 — extends the bank's services to customers in and around Goraimari Bazar ,Assam, Assam.

Branch details at a glance

About this branch

The branch is located at BANGAON, BAMUNGAON. It serves the Goraimari Bazar ,Assam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0178500 is used to identify this branch on the RBI payments network.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GORAIMARI BAZAR,KAMRUP ASSAM of Punjab National Bank — its own 11-character IFSC. The code PUNB0178500 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0178500 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Goraimari Bazar,Kamrup Assam branch is mapped to IFSC PUNB0178500 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0178500.

Banking services available

The Goraimari Bazar,Kamrup Assam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0178500

How to transfer money using IFSC PUNB0178500

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0178500 across all three.

NEFT to Punjab National Bank, GORAIMARI BAZAR,KAMRUP ASSAM using IFSC PUNB0178500

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0178500, and confirm that the system picks up Punjab National Bank – GORAIMARI BAZAR,KAMRUP ASSAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GORAIMARI BAZAR,KAMRUP ASSAM

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's GORAIMARI BAZAR,KAMRUP ASSAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0178500 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – GORAIMARI BAZAR,KAMRUP ASSAM, use IMPS. With IFSC PUNB0178500 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Goraimari Bazar,Kamrup Assam

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0178500:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GORAIMARI BAZAR,KAMRUP ASSAM is still linked to IFSC PUNB0178500.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's GORAIMARI BAZAR,KAMRUP ASSAM branch, the IFSC PUNB0178500 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC PUNB0178500

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the GORAIMARI BAZAR,KAMRUP ASSAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0178500 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Goraimari Bazar,Kamrup Assam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0178500 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – GORAIMARI BAZAR,KAMRUP ASSAM:

• The IFSC is exactly PUNB0178500 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and GORAIMARI BAZAR,KAMRUP ASSAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Goraimari Bazar,Kamrup Assam branch

The branch is located at BANGAON, BAMUNGAON, which puts it inside Goraimari Bazar ,Assam, the broader Kamrup Assam district, and the state of Assam. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Goraimari Bazar,Kamrup Assam branch” — the verified location pin for IFSC PUNB0178500 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0178500 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0178500 for Punjab National Bank – GORAIMARI BAZAR,KAMRUP ASSAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Goraimari Bazar,Kamrup Assam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0178500 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0178500 belongs to Punjab National Bank's GORAIMARI BAZAR,KAMRUP ASSAM branch, located at BANGAON, BAMUNGAON in GORAIMARI BAZAR ,ASSAM, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.