IFSC Code of Punjab National Bank, Ganj Basoda, Distt. Vidisha ,M Branch, Madhya Pradesh

Below are the complete branch details for Punjab National Bank, GANJ BASODA, DISTT. VIDISHA ,M branch, located in GANAJBASODA, MP, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0068000. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0068000 for Punjab National Bank – GANJ BASODA, DISTT. VIDISHA ,M — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0068000 is the IFSC of Punjab National Bank's GANJ BASODA, DISTT. VIDISHA ,M branch. The format is fixed: PUNB = bank code, 0 = reserved, 068000 = branch identifier.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ganj Basoda, Distt. Vidisha ,M branch — IFSC PUNB0068000 — extends the bank's services to customers in and around Ganajbasoda, Mp, Madhya Pradesh.

Branch details at a glance

About the Ganj Basoda, Distt. Vidisha ,M branch

The Ganj Basoda, Distt. Vidisha ,M branch of Punjab National Bank is situated at STATION ROAD, GANJBASODA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0068000 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's GANJ BASODA, DISTT. VIDISHA ,M branch came to be assigned the code PUNB0068000.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0068000, money simply cannot be routed to the GANJ BASODA, DISTT. VIDISHA ,M branch electronically.

Products and account variants supported

Every account opened at the Ganj Basoda, Distt. Vidisha ,M branch is mapped to IFSC PUNB0068000 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0068000.

Products and services

Customers walking into the Ganj Basoda, Distt. Vidisha ,M branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0068000

How to transfer money using IFSC PUNB0068000

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0068000 across all three.

NEFT to Punjab National Bank, GANJ BASODA, DISTT. VIDISHA ,M using IFSC PUNB0068000

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0068000, and confirm that the system picks up Punjab National Bank – GANJ BASODA, DISTT. VIDISHA ,M. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PUNB0068000

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – GANJ BASODA, DISTT. VIDISHA ,M, ensure your bank's portal accepts IFSC PUNB0068000 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Punjab National Bank GANJ BASODA, DISTT. VIDISHA ,M (IFSC PUNB0068000)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0068000 in your mobile or internet banking app, and the money is credited to the GANJ BASODA, DISTT. VIDISHA ,M branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0068000 for Punjab National Bank – GANJ BASODA, DISTT. VIDISHA ,M, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ganj Basoda, Distt. Vidisha ,M branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0068000

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – GANJ BASODA, DISTT. VIDISHA ,M is still mapped to IFSC PUNB0068000. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0068000 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PUNB0068000

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the GANJ BASODA, DISTT. VIDISHA ,M branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0068000 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0068000 and the account number together uniquely identify the Ganj Basoda, Distt. Vidisha ,M branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – GANJ BASODA, DISTT. VIDISHA ,M:

• The IFSC is exactly PUNB0068000 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and GANJ BASODA, DISTT. VIDISHA ,M as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ganj Basoda, Distt. Vidisha ,M branch sits at STATION ROAD, GANJBASODA. If you are travelling from outside Ganajbasoda, Mp, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0068000 and your account number.

Verifying IFSC PUNB0068000 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0068000 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ganj Basoda, Distt. Vidisha ,M are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0068000 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0068000 belongs to Punjab National Bank's GANJ BASODA, DISTT. VIDISHA ,M branch, located at STATION ROAD, GANJBASODA in GANAJBASODA, MP, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.