IFSC Code of Punjab National Bank, Ferozepur Cantt, Distt. Feroze Branch, Punjab

Below are the complete branch details for Punjab National Bank, FEROZEPUR CANTT, DISTT. FEROZE branch, located in FIROZPUR, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0017100. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0017100 for Punjab National Bank – FEROZEPUR CANTT, DISTT. FEROZE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab National Bank's FEROZEPUR CANTT, DISTT. FEROZE branch, the IFSC PUNB0017100 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 017100 identifies this particular branch.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ferozepur Cantt, Distt. Feroze branch — IFSC PUNB0017100 — extends the bank's services to customers in and around Firozpur, Punjab.

Branch details at a glance

Ferozepur Cantt, Distt. Feroze branch overview

Located at PUNJAB, the Ferozepur Cantt, Distt. Feroze branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0017100 is required for all interbank electronic transfers routed through this branch.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including FEROZEPUR CANTT, DISTT. FEROZE of Punjab National Bank — its own 11-character IFSC. The code PUNB0017100 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0017100 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Ferozepur Cantt, Distt. Feroze branch is mapped to IFSC PUNB0017100 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0017100.

Products and services

Customers walking into the Ferozepur Cantt, Distt. Feroze branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0017100

How to transfer money using IFSC PUNB0017100

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0017100 across all three.

NEFT to Punjab National Bank, FEROZEPUR CANTT, DISTT. FEROZE using IFSC PUNB0017100

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0017100, and confirm that the system picks up Punjab National Bank – FEROZEPUR CANTT, DISTT. FEROZE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to FEROZEPUR CANTT, DISTT. FEROZE

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's FEROZEPUR CANTT, DISTT. FEROZE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0017100 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank FEROZEPUR CANTT, DISTT. FEROZE (IFSC PUNB0017100)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0017100 in your mobile or internet banking app, and the money is credited to the FEROZEPUR CANTT, DISTT. FEROZE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0017100 for Punjab National Bank – FEROZEPUR CANTT, DISTT. FEROZE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ferozepur Cantt, Distt. Feroze branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0017100

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – FEROZEPUR CANTT, DISTT. FEROZE is still mapped to IFSC PUNB0017100. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0017100 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PUNB0017100

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the FEROZEPUR CANTT, DISTT. FEROZE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0017100 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Ferozepur Cantt, Distt. Feroze branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0017100 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – FEROZEPUR CANTT, DISTT. FEROZE:

• The IFSC is exactly PUNB0017100 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and FEROZEPUR CANTT, DISTT. FEROZE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ferozepur Cantt, Distt. Feroze branch

The branch is located at PUNJAB, which puts it inside Firozpur, the broader Firozpur district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Ferozepur Cantt, Distt. Feroze branch” — the verified location pin for IFSC PUNB0017100 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0017100 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0017100 for Punjab National Bank – FEROZEPUR CANTT, DISTT. FEROZE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ferozepur Cantt, Distt. Feroze branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0017100, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0017100 belongs to Punjab National Bank's FEROZEPUR CANTT, DISTT. FEROZE branch, located at PUNJAB in FIROZPUR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.