Below are the complete branch details for Punjab National Bank, ELLANTHAKUNTA branch, located in ELLANTHAKUNTA ,ANDHRA PRADESH, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0285600. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0285600 for Punjab National Bank – ELLANTHAKUNTA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Punjab National Bank – ELLANTHAKUNTA is PUNB0285600. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 285600 map to this branch in ELLANTHAKUNTA ,ANDHRA PRADESH, ANDHRA PRADESH.
About the bank
Punjab National Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ellanthakunta branch in Ellanthakunta ,Andhra Pradesh, Andhra Pradesh is part of this network and uses the IFSC code PUNB0285600 for all electronic settlement.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Ellanthakunta |
| IFSC Code | PUNB0285600 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ELLANTHAKUNTA, KARIMNAGR DISTRICT |
| City | Ellanthakunta ,Andhra Pradesh |
| District | Ellanthakunta (andhra Pradesh) |
| State | Andhra Pradesh |
About the Ellanthakunta branch
The Ellanthakunta branch of Punjab National Bank is situated at ELLANTHAKUNTA, KARIMNAGR DISTRICT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0285600 is used.
Why every Punjab National Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ELLANTHAKUNTA of Punjab National Bank — its own 11-character IFSC. The code PUNB0285600 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0285600 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ellanthakunta branch is mapped to IFSC PUNB0285600 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0285600.
Products and services
Customers walking into the Ellanthakunta branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0285600
How to transfer money using IFSC PUNB0285600
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0285600 across all three.
How to use IFSC PUNB0285600 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's ELLANTHAKUNTA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PUNB0285600.
- Confirm the bank name auto-populates as Punjab National Bank and the branch as ELLANTHAKUNTA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ELLANTHAKUNTA
If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's ELLANTHAKUNTA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0285600 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – ELLANTHAKUNTA, use IMPS. With IFSC PUNB0285600 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0285600 for Punjab National Bank – ELLANTHAKUNTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0285600 | Yes – PUNB0285600 | Yes – PUNB0285600 |
For most retail customers crediting the Ellanthakunta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's ELLANTHAKUNTA branch, the IFSC PUNB0285600 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ellanthakunta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0285600 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0285600 and the account number together uniquely identify the Ellanthakunta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC PUNB0285600
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – ELLANTHAKUNTA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PUNB0285600. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ellanthakunta branch
The branch is located at ELLANTHAKUNTA, KARIMNAGR DISTRICT, which puts it inside Ellanthakunta ,Andhra Pradesh, the broader Ellanthakunta (andhra Pradesh) district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Ellanthakunta branch” — the verified location pin for IFSC PUNB0285600 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0285600 and your account number.
Verifying IFSC PUNB0285600 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0285600 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ellanthakunta branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0285600, however, work 24x7.
Branch address & contact
Punjab National BankEllanthakunta Branch
ELLANTHAKUNTA, KARIMNAGR DISTRICT
Ellanthakunta ,Andhra Pradesh, Andhra Pradesh
Phone: the branch contact number
IFSC: PUNB0285600
Frequently asked questions
Can I use IFSC PUNB0285600 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0285600 to send funds instantly.
How quickly will an NEFT transfer using PUNB0285600 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Ellanthakunta reflect within 30 minutes.
Is IFSC PUNB0285600 valid for NEFT and RTGS?
Yes. IFSC PUNB0285600 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Punjab National Bank Ellanthakunta as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0285600, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Punjab National Bank Ellanthakunta branch?
The IFSC code of Punjab National Bank, Ellanthakunta branch is PUNB0285600. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Punjab National Bank Ellanthakunta branch located?
Punjab National Bank's Ellanthakunta branch is located at ELLANTHAKUNTA, KARIMNAGR DISTRICT, Ellanthakunta ,Andhra Pradesh, Andhra Pradesh.
Does Punjab National Bank Ellanthakunta branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC PUNB0285600 the same for all accounts at Ellanthakunta branch?
Yes. The IFSC PUNB0285600 is shared by every account held at Punjab National Bank's Ellanthakunta branch. Only the account number changes from customer to customer.
Final notes
To recap: PUNB0285600 is the IFSC code of Punjab National Bank, ELLANTHAKUNTA branch, in ELLANTHAKUNTA ,ANDHRA PRADESH, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
