Use this page as a one-stop reference for everything related to Punjab National Bank's TARRA DISTT-DURG branch in DURG, CHHATTISGARH. The branch's IFSC code PUNB0206010 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Punjab National Bank – TARRA DISTT-DURG is PUNB0206010. The first four letters PUNB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 206010 map to this branch in DURG, CHHATTISGARH.
About Punjab National Bank
Punjab National Bank operates a wide network of branches across India, including the Tarra Distt-Durg branch in Durg. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0206010.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Tarra Distt-Durg |
| IFSC Code | PUNB0206010 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL TARRA, TEH. PATAN DISTT. DURG 491111 |
| City | Durg |
| District | Durg |
| State | Chhattisgarh |
| STD Code | 788 |
| Phone | 7898455323 |
About this branch
The branch is located at VILL TARRA, TEH. PATAN DISTT. DURG 491111. It serves the Durg region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0206010 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's TARRA DISTT-DURG branch came to be assigned the code PUNB0206010.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0206010, money simply cannot be routed to the TARRA DISTT-DURG branch electronically.
Account types you can open at the Tarra Distt-Durg branch
Once you have an account at Punjab National Bank – TARRA DISTT-DURG, the IFSC PUNB0206010 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Tarra Distt-Durg branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 788-7898455323.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0206010
How to transfer money using IFSC PUNB0206010
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0206010 across all three.
NEFT to Punjab National Bank, TARRA DISTT-DURG using IFSC PUNB0206010
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0206010, and confirm that the system picks up Punjab National Bank – TARRA DISTT-DURG. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TARRA DISTT-DURG
If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's TARRA DISTT-DURG branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0206010 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – TARRA DISTT-DURG, use IMPS. With IFSC PUNB0206010 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Tarra Distt-Durg
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0206010:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TARRA DISTT-DURG is still linked to IFSC PUNB0206010.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC PUNB0206010
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – TARRA DISTT-DURG is still mapped to IFSC PUNB0206010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0206010 and the beneficiary's account number to complete the transfer.
Online banking and IFSC PUNB0206010
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the TARRA DISTT-DURG branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0206010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Tarra Distt-Durg branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0206010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC PUNB0206010
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – TARRA DISTT-DURG, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PUNB0206010. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Tarra Distt-Durg branch sits at VILL TARRA, TEH. PATAN DISTT. DURG 491111. If you are travelling from outside Durg, search for the branch on a maps application using the bank name and locality, or call 788-7898455323 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0206010 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PUNB0206010 for Punjab National Bank – TARRA DISTT-DURG, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tarra Distt-Durg branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0206010, however, work 24x7.
Branch address & contact
Punjab National BankTarra Distt-Durg Branch
VILL TARRA, TEH. PATAN DISTT. DURG 491111
Durg, Chhattisgarh
Phone: 788-7898455323
IFSC: PUNB0206010
Frequently asked questions
How do I add Punjab National Bank Tarra Distt-Durg as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0206010, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC PUNB0206010 the same for all accounts at Tarra Distt-Durg branch?
Yes. The IFSC PUNB0206010 is shared by every account held at Punjab National Bank's Tarra Distt-Durg branch. Only the account number changes from customer to customer.
Is IFSC PUNB0206010 valid for NEFT and RTGS?
Yes. IFSC PUNB0206010 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tarra Distt-Durg branch but serve different purposes.
Where is Punjab National Bank Tarra Distt-Durg branch located?
Punjab National Bank's Tarra Distt-Durg branch is located at VILL TARRA, TEH. PATAN DISTT. DURG 491111, Durg, Chhattisgarh.
How quickly will an NEFT transfer using PUNB0206010 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Tarra Distt-Durg reflect within 30 minutes.
Can I use IFSC PUNB0206010 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0206010 to send funds instantly.
What is the phone number of Punjab National Bank Tarra Distt-Durg branch?
You can reach the branch at 788-7898455323 during regular banking hours.
Final notes
To recap: PUNB0206010 is the IFSC code of Punjab National Bank, TARRA DISTT-DURG branch, in DURG, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
