IFSC Code of Punjab National Bank, Durafatepur Sikri Bypass Distt Agra Branch, Uttar Pradesh

If you are searching for the IFSC code of Punjab National Bank, DURAFATEPUR SIKRI BYPASS DISTT AGRA branch in DURA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is PUNB0035110. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DURAFATEPUR SIKRI BYPASS DISTT AGRA branch, and detailed step-by-step guides for using the IFSC PUNB0035110 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0035110 is the IFSC of Punjab National Bank's DURAFATEPUR SIKRI BYPASS DISTT AGRA branch. The format is fixed: PUNB = bank code, 0 = reserved, 035110 = branch identifier.

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Durafatepur Sikri Bypass Distt Agra branch in Dura. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0035110.

Branch details at a glance

Durafatepur Sikri Bypass Distt Agra branch overview

Located at VILL AND POST - DURA MOR TEH FATEHPUR SIKARAI 282110, the Durafatepur Sikri Bypass Distt Agra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0035110 is required for all interbank electronic transfers routed through this branch.

Why every Punjab National Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DURAFATEPUR SIKRI BYPASS DISTT AGRA of Punjab National Bank — its own 11-character IFSC. The code PUNB0035110 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0035110 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Durafatepur Sikri Bypass Distt Agra branch is mapped to IFSC PUNB0035110 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0035110.

Banking services available

The Durafatepur Sikri Bypass Distt Agra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5613-282644.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0035110

How to transfer money using IFSC PUNB0035110

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0035110 across all three.

How to use IFSC PUNB0035110 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's DURAFATEPUR SIKRI BYPASS DISTT AGRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0035110.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as DURAFATEPUR SIKRI BYPASS DISTT AGRA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DURAFATEPUR SIKRI BYPASS DISTT AGRA

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's DURAFATEPUR SIKRI BYPASS DISTT AGRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0035110 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – DURAFATEPUR SIKRI BYPASS DISTT AGRA, use IMPS. With IFSC PUNB0035110 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0035110 for Punjab National Bank – DURAFATEPUR SIKRI BYPASS DISTT AGRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Durafatepur Sikri Bypass Distt Agra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's DURAFATEPUR SIKRI BYPASS DISTT AGRA branch, the IFSC PUNB0035110 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC PUNB0035110

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the DURAFATEPUR SIKRI BYPASS DISTT AGRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0035110 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0035110 and the account number together uniquely identify the Durafatepur Sikri Bypass Distt Agra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC PUNB0035110

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab National Bank – DURAFATEPUR SIKRI BYPASS DISTT AGRA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PUNB0035110.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Durafatepur Sikri Bypass Distt Agra branch sits at VILL AND POST - DURA MOR TEH FATEHPUR SIKARAI 282110. If you are travelling from outside Dura, search for the branch on a maps application using the bank name and locality, or call 5613-282644 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0035110 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0035110 for Punjab National Bank – DURAFATEPUR SIKRI BYPASS DISTT AGRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Durafatepur Sikri Bypass Distt Agra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0035110 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0035110 belongs to Punjab National Bank's DURAFATEPUR SIKRI BYPASS DISTT AGRA branch, located at VILL AND POST - DURA MOR TEH FATEHPUR SIKARAI 282110 in DURA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.