Use this page as a one-stop reference for everything related to Punjab National Bank's DUMRI, DISTT. PATNA, BIHAR branch in DUMRI ,PATNA, BIHAR. The branch's IFSC code PUNB0169200 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PUNB0169200 is the IFSC of Punjab National Bank's DUMRI, DISTT. PATNA, BIHAR branch. The format is fixed: PUNB = bank code, 0 = reserved, 169200 = branch identifier.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Dumri, Distt. Patna, Bihar |
| IFSC Code | PUNB0169200 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL DUMRI, PO DUMRI JAT |
| City | Dumri ,Patna |
| District | Distt. Patna, Bihar |
| State | Bihar |
Bank profile
Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Dumri, Distt. Patna, Bihar branch — IFSC PUNB0169200 — extends the bank's services to customers in and around Dumri ,Patna, Bihar.
About the Dumri, Distt. Patna, Bihar branch
The Dumri, Distt. Patna, Bihar branch of Punjab National Bank is situated at VILL DUMRI, PO DUMRI JAT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0169200 is used.
Why every Punjab National Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DUMRI, DISTT. PATNA, BIHAR of Punjab National Bank — its own 11-character IFSC. The code PUNB0169200 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0169200 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC PUNB0169200
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0169200 across all three.
NEFT to Punjab National Bank, DUMRI, DISTT. PATNA, BIHAR using IFSC PUNB0169200
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0169200, and confirm that the system picks up Punjab National Bank – DUMRI, DISTT. PATNA, BIHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DUMRI, DISTT. PATNA, BIHAR
If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's DUMRI, DISTT. PATNA, BIHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0169200 while initiating the transfer and the credit will appear within minutes.
IMPS to Punjab National Bank DUMRI, DISTT. PATNA, BIHAR (IFSC PUNB0169200)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0169200 in your mobile or internet banking app, and the money is credited to the DUMRI, DISTT. PATNA, BIHAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0169200 for Punjab National Bank – DUMRI, DISTT. PATNA, BIHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0169200 | Yes – PUNB0169200 | Yes – PUNB0169200 |
For most retail customers crediting the Dumri, Distt. Patna, Bihar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's DUMRI, DISTT. PATNA, BIHAR branch, the IFSC PUNB0169200 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dumri, Distt. Patna, Bihar branch is mapped to IFSC PUNB0169200 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0169200.
Products and services
Customers walking into the Dumri, Distt. Patna, Bihar branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0169200
MICR & cheque-truncation details
Cheques drawn on the Dumri, Distt. Patna, Bihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0169200 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC PUNB0169200
Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the DUMRI, DISTT. PATNA, BIHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0169200 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – DUMRI, DISTT. PATNA, BIHAR:
- The IFSC is exactly PUNB0169200 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and DUMRI, DISTT. PATNA, BIHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dumri, Distt. Patna, Bihar branch
The branch is located at VILL DUMRI, PO DUMRI JAT, which puts it inside Dumri ,Patna, the broader Distt. Patna, Bihar district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Dumri, Distt. Patna, Bihar branch” — the verified location pin for IFSC PUNB0169200 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0169200 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC PUNB0169200 for Punjab National Bank – DUMRI, DISTT. PATNA, BIHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Dumri, Distt. Patna, Bihar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0169200 continue to work without interruption.
Branch address & contact
Punjab National BankDumri, Distt. Patna, Bihar Branch
VILL DUMRI, PO DUMRI JAT
Dumri ,Patna, Bihar
Phone: the branch contact number
IFSC: PUNB0169200
Frequently asked questions
Is IFSC PUNB0169200 valid for NEFT and RTGS?
Yes. IFSC PUNB0169200 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dumri, Distt. Patna, Bihar branch but serve different purposes.
How quickly will an NEFT transfer using PUNB0169200 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Dumri, Distt. Patna, Bihar reflect within 30 minutes.
Can I use IFSC PUNB0169200 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0169200 to send funds instantly.
Is IFSC PUNB0169200 the same for all accounts at Dumri, Distt. Patna, Bihar branch?
Yes. The IFSC PUNB0169200 is shared by every account held at Punjab National Bank's Dumri, Distt. Patna, Bihar branch. Only the account number changes from customer to customer.
Does Punjab National Bank Dumri, Distt. Patna, Bihar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is Punjab National Bank Dumri, Distt. Patna, Bihar branch located?
Punjab National Bank's Dumri, Distt. Patna, Bihar branch is located at VILL DUMRI, PO DUMRI JAT, Dumri ,Patna, Bihar.
How do I add Punjab National Bank Dumri, Distt. Patna, Bihar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0169200, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code PUNB0169200 belongs to Punjab National Bank's DUMRI, DISTT. PATNA, BIHAR branch, located at VILL DUMRI, PO DUMRI JAT in DUMRI ,PATNA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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