This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab National Bank, DHATRATH branch in DHATRATH. The 11-digit IFSC PUNB0033410 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab National Bank at the DHATRATH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab National Bank's DHATRATH branch, the IFSC PUNB0033410 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 033410 identifies this particular branch.
About Punjab National Bank
Punjab National Bank operates a wide network of branches across India, including the Dhatrath branch in Dhatrath. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0033410.
About this branch
The branch is located at VPO DHATRATH, DISTT. JIND 126110. It serves the Dhatrath region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0033410 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Dhatrath |
| IFSC Code | PUNB0033410 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VPO DHATRATH, DISTT. JIND 126110 |
| City | Dhatrath |
| District | Jind |
| State | Haryana |
| STD Code | 1686 |
| Phone | 251027 |
Why every Punjab National Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHATRATH of Punjab National Bank — its own 11-character IFSC. The code PUNB0033410 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PUNB0033410 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Dhatrath branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0033410 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC PUNB0033410
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0033410 across all three.
NEFT to Punjab National Bank, DHATRATH using IFSC PUNB0033410
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0033410, and confirm that the system picks up Punjab National Bank – DHATRATH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DHATRATH
If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's DHATRATH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0033410 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – DHATRATH, use IMPS. With IFSC PUNB0033410 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0033410 for Punjab National Bank – DHATRATH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0033410 | Yes – PUNB0033410 | Yes – PUNB0033410 |
For most retail customers crediting the Dhatrath branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab National Bank's DHATRATH branch, the IFSC PUNB0033410 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Dhatrath branch
Once you have an account at Punjab National Bank – DHATRATH, the IFSC PUNB0033410 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dhatrath branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1686-251027.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0033410
Digital banking channels
Most day-to-day work that customers used to do at the Dhatrath branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0033410 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Dhatrath branch
The branch is located at VPO DHATRATH, DISTT. JIND 126110, which puts it inside Dhatrath, the broader Jind district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Dhatrath branch” — the verified location pin for IFSC PUNB0033410 should appear at the top of the results.
- Confirm the branch is open by calling 1686-251027 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0033410 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – DHATRATH:
- The IFSC is exactly PUNB0033410 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and DHATRATH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Dhatrath are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0033410 continue to work without interruption.
Verifying IFSC PUNB0033410 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0033410 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1686-251027.
- Visiting the bank's official branch locator page.
Branch address & contact
Punjab National BankDhatrath Branch
VPO DHATRATH, DISTT. JIND 126110
Dhatrath, Haryana
Phone: 1686-251027
IFSC: PUNB0033410
Frequently asked questions
Can I use IFSC PUNB0033410 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0033410 to send funds instantly.
How do I add Punjab National Bank Dhatrath as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0033410, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using PUNB0033410 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Dhatrath reflect within 30 minutes.
Is IFSC PUNB0033410 the same for all accounts at Dhatrath branch?
Yes. The IFSC PUNB0033410 is shared by every account held at Punjab National Bank's Dhatrath branch. Only the account number changes from customer to customer.
What is the phone number of Punjab National Bank Dhatrath branch?
You can reach the branch at 1686-251027 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dhatrath branch but serve different purposes.
Does Punjab National Bank Dhatrath branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1686-251027 to confirm.
Is IFSC PUNB0033410 valid for NEFT and RTGS?
Yes. IFSC PUNB0033410 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code PUNB0033410 belongs to Punjab National Bank's DHATRATH branch, located at VPO DHATRATH, DISTT. JIND 126110 in DHATRATH, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
