If you are searching for the IFSC code of Punjab National Bank, DHARMANAGAR TRIPURA branch in DHARMANAGAR, TRIPURA, this page has every detail you need. The verified IFSC code for this branch is PUNB0882800. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DHARMANAGAR TRIPURA branch, and detailed step-by-step guides for using the IFSC PUNB0882800 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PUNB0882800 is the IFSC of Punjab National Bank's DHARMANAGAR TRIPURA branch. The format is fixed: PUNB = bank code, 0 = reserved, 882800 = branch identifier.
About Punjab National Bank
Punjab National Bank operates a wide network of branches across India, including the Dharmanagar Tripura branch in Dharmanagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0882800.
Branch details at a glance
| Bank Name | Punjab National Bank |
|---|---|
| Branch | Dharmanagar Tripura |
| IFSC Code | PUNB0882800 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAHESH SMIRITI ROAD DHARMANAGAR DIST NORTH TRIPURA TP DHRNG |
| City | Dharmanagar |
| District | North Tripura |
| State | Tripura |
About the Dharmanagar Tripura branch
The Dharmanagar Tripura branch of Punjab National Bank is situated at MAHESH SMIRITI ROAD DHARMANAGAR DIST NORTH TRIPURA TP DHRNG. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PUNB0882800 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's DHARMANAGAR TRIPURA branch came to be assigned the code PUNB0882800.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0882800, money simply cannot be routed to the DHARMANAGAR TRIPURA branch electronically.
Products and account variants supported
Every account opened at the Dharmanagar Tripura branch is mapped to IFSC PUNB0882800 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PUNB0882800.
Products and services
Customers walking into the Dharmanagar Tripura branch can access most of Punjab National Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PUNB0882800
How to transfer money using IFSC PUNB0882800
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0882800 across all three.
How to use IFSC PUNB0882800 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's DHARMANAGAR TRIPURA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PUNB0882800.
- Confirm the bank name auto-populates as Punjab National Bank and the branch as DHARMANAGAR TRIPURA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC PUNB0882800
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – DHARMANAGAR TRIPURA, ensure your bank's portal accepts IFSC PUNB0882800 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab National Bank – DHARMANAGAR TRIPURA, use IMPS. With IFSC PUNB0882800 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PUNB0882800 for Punjab National Bank – DHARMANAGAR TRIPURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PUNB0882800 | Yes – PUNB0882800 | Yes – PUNB0882800 |
For most retail customers crediting the Dharmanagar Tripura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PUNB0882800
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – DHARMANAGAR TRIPURA is still mapped to IFSC PUNB0882800. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0882800 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Dharmanagar Tripura branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PUNB0882800 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Dharmanagar Tripura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PUNB0882800 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – DHARMANAGAR TRIPURA:
- The IFSC is exactly PUNB0882800 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab National Bank as the bank name and DHARMANAGAR TRIPURA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dharmanagar Tripura branch
The branch is located at MAHESH SMIRITI ROAD DHARMANAGAR DIST NORTH TRIPURA TP DHRNG, which puts it inside Dharmanagar, the broader North Tripura district, and the state of Tripura. To plan your visit:
- Open Google Maps on your phone and search for “Punjab National Bank Dharmanagar Tripura branch” — the verified location pin for IFSC PUNB0882800 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0882800 and your account number.
Verifying IFSC PUNB0882800 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0882800 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dharmanagar Tripura are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0882800 continue to work without interruption.
Branch address & contact
Punjab National BankDharmanagar Tripura Branch
MAHESH SMIRITI ROAD DHARMANAGAR DIST NORTH TRIPURA TP DHRNG
Dharmanagar, Tripura
Phone: the branch contact number
IFSC: PUNB0882800
Frequently asked questions
How do I add Punjab National Bank Dharmanagar Tripura as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PUNB0882800, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC PUNB0882800 valid for NEFT and RTGS?
Yes. IFSC PUNB0882800 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using PUNB0882800 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab National Bank – Dharmanagar Tripura reflect within 30 minutes.
What is the IFSC code of Punjab National Bank Dharmanagar Tripura branch?
The IFSC code of Punjab National Bank, Dharmanagar Tripura branch is PUNB0882800. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Punjab National Bank Dharmanagar Tripura branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Can I use IFSC PUNB0882800 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PUNB0882800 to send funds instantly.
Is IFSC PUNB0882800 the same for all accounts at Dharmanagar Tripura branch?
Yes. The IFSC PUNB0882800 is shared by every account held at Punjab National Bank's Dharmanagar Tripura branch. Only the account number changes from customer to customer.
Final notes
To recap: PUNB0882800 is the IFSC code of Punjab National Bank, DHARMANAGAR TRIPURA branch, in DHARMANAGAR, TRIPURA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
