IFSC Code of Punjab National Bank, Delhi Shastri Nagar, Distt. Ne Branch, Delhi

Use this page as a one-stop reference for everything related to Punjab National Bank's DELHI SHASTRI NAGAR, DISTT. NE branch in DELHI, DELHI. The branch's IFSC code PUNB0139800 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0139800 is the IFSC of Punjab National Bank's DELHI SHASTRI NAGAR, DISTT. NE branch. The format is fixed: PUNB = bank code, 0 = reserved, 139800 = branch identifier.

About Punjab National Bank

Punjab National Bank operates a wide network of branches across India, including the Delhi Shastri Nagar, Distt. Ne branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PUNB0139800.

Branch details at a glance

Delhi Shastri Nagar, Distt. Ne branch overview

Located at E-83, SHASTRI NAGAR. DELHI, the Delhi Shastri Nagar, Distt. Ne branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0139800 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's DELHI SHASTRI NAGAR, DISTT. NE branch came to be assigned the code PUNB0139800.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0139800, money simply cannot be routed to the DELHI SHASTRI NAGAR, DISTT. NE branch electronically.

Products and account variants supported

Every account opened at the Delhi Shastri Nagar, Distt. Ne branch is mapped to IFSC PUNB0139800 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0139800.

Products and services

Customers walking into the Delhi Shastri Nagar, Distt. Ne branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0139800

How to transfer money using IFSC PUNB0139800

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0139800 across all three.

How to use IFSC PUNB0139800 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's DELHI SHASTRI NAGAR, DISTT. NE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0139800.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as DELHI SHASTRI NAGAR, DISTT. NE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DELHI SHASTRI NAGAR, DISTT. NE

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's DELHI SHASTRI NAGAR, DISTT. NE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0139800 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab National Bank – DELHI SHASTRI NAGAR, DISTT. NE, use IMPS. With IFSC PUNB0139800 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0139800 for Punjab National Bank – DELHI SHASTRI NAGAR, DISTT. NE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Delhi Shastri Nagar, Distt. Ne branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0139800

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – DELHI SHASTRI NAGAR, DISTT. NE is still mapped to IFSC PUNB0139800. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0139800 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PUNB0139800

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the DELHI SHASTRI NAGAR, DISTT. NE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0139800 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0139800 and the account number together uniquely identify the Delhi Shastri Nagar, Distt. Ne branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – DELHI SHASTRI NAGAR, DISTT. NE:

• The IFSC is exactly PUNB0139800 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and DELHI SHASTRI NAGAR, DISTT. NE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Delhi Shastri Nagar, Distt. Ne branch

The branch is located at E-83, SHASTRI NAGAR. DELHI, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Delhi Shastri Nagar, Distt. Ne branch” — the verified location pin for IFSC PUNB0139800 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0139800 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0139800 for Punjab National Bank – DELHI SHASTRI NAGAR, DISTT. NE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Delhi Shastri Nagar, Distt. Ne branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PUNB0139800, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0139800 belongs to Punjab National Bank's DELHI SHASTRI NAGAR, DISTT. NE branch, located at E-83, SHASTRI NAGAR. DELHI in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.