IFSC Code of Punjab National Bank, Delhi Lawrence Road, Distt. De Branch, Delhi

Use this page as a one-stop reference for everything related to Punjab National Bank's DELHI LAWRENCE ROAD, DISTT. DE branch in DELHI, DELHI. The branch's IFSC code PUNB0153900 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PUNB0153900 is the IFSC of Punjab National Bank's DELHI LAWRENCE ROAD, DISTT. DE branch. The format is fixed: PUNB = bank code, 0 = reserved, 153900 = branch identifier.

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Delhi Lawrence Road, Distt. De branch — IFSC PUNB0153900 — extends the bank's services to customers in and around Delhi, Delhi.

Branch details at a glance

Delhi Lawrence Road, Distt. De branch overview

Located at A-11 COMMUNITY CENTRE, INDUSTRIAL AREA, the Delhi Lawrence Road, Distt. De branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PUNB0153900 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's DELHI LAWRENCE ROAD, DISTT. DE branch came to be assigned the code PUNB0153900.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0153900, money simply cannot be routed to the DELHI LAWRENCE ROAD, DISTT. DE branch electronically.

Products and account variants supported

Every account opened at the Delhi Lawrence Road, Distt. De branch is mapped to IFSC PUNB0153900 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0153900.

Products and services

Customers walking into the Delhi Lawrence Road, Distt. De branch can access most of Punjab National Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PUNB0153900

How to transfer money using IFSC PUNB0153900

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0153900 across all three.

NEFT to Punjab National Bank, DELHI LAWRENCE ROAD, DISTT. DE using IFSC PUNB0153900

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PUNB0153900, and confirm that the system picks up Punjab National Bank – DELHI LAWRENCE ROAD, DISTT. DE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DELHI LAWRENCE ROAD, DISTT. DE

If you need to transfer ₹2 lakh or more in one go to an account at Punjab National Bank's DELHI LAWRENCE ROAD, DISTT. DE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PUNB0153900 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab National Bank DELHI LAWRENCE ROAD, DISTT. DE (IFSC PUNB0153900)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0153900 in your mobile or internet banking app, and the money is credited to the DELHI LAWRENCE ROAD, DISTT. DE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Delhi Lawrence Road, Distt. De

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PUNB0153900:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DELHI LAWRENCE ROAD, DISTT. DE is still linked to IFSC PUNB0153900.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PUNB0153900

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – DELHI LAWRENCE ROAD, DISTT. DE is still mapped to IFSC PUNB0153900. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0153900 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PUNB0153900

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the DELHI LAWRENCE ROAD, DISTT. DE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0153900 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0153900 and the account number together uniquely identify the Delhi Lawrence Road, Distt. De branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – DELHI LAWRENCE ROAD, DISTT. DE:

• The IFSC is exactly PUNB0153900 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and DELHI LAWRENCE ROAD, DISTT. DE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Delhi Lawrence Road, Distt. De branch

The branch is located at A-11 COMMUNITY CENTRE, INDUSTRIAL AREA, which puts it inside Delhi, the broader Lawrence Road,Keshav Puram district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab National Bank Delhi Lawrence Road, Distt. De branch” — the verified location pin for IFSC PUNB0153900 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PUNB0153900 and your account number.

Verifying IFSC PUNB0153900 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PUNB0153900 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Delhi Lawrence Road, Distt. De are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0153900 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PUNB0153900 is the IFSC code of Punjab National Bank, DELHI LAWRENCE ROAD, DISTT. DE branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.