IFSC Code of Punjab National Bank, Darsi Distt. Prakasam Branch, Andhra Pradesh

Below are the complete branch details for Punjab National Bank, DARSI DISTT. PRAKASAM branch, located in DARSI DISTT. PRAKASAM, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is PUNB0173910. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PUNB0173910 for Punjab National Bank – DARSI DISTT. PRAKASAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab National Bank's DARSI DISTT. PRAKASAM branch, the IFSC PUNB0173910 breaks down as follows: PUNB identifies the bank, 0 is the reserved character, and 173910 identifies this particular branch.

Branch details at a glance

Bank profile

Punjab National Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Darsi Distt. Prakasam branch — IFSC PUNB0173910 — extends the bank's services to customers in and around Darsi Distt. Prakasam, Andhra Pradesh.

About this branch

The branch is located at D NO 5-870, POOJYA SRI VENKATAPURAM ROAD, DIS 523247. It serves the Darsi Distt. Prakasam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab National Bank. The IFSC PUNB0173910 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab National Bank's DARSI DISTT. PRAKASAM branch came to be assigned the code PUNB0173910.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PUNB0173910, money simply cannot be routed to the DARSI DISTT. PRAKASAM branch electronically.

How to transfer money using IFSC PUNB0173910

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PUNB0173910 across all three.

How to use IFSC PUNB0173910 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab National Bank's DARSI DISTT. PRAKASAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PUNB0173910.
4. Confirm the bank name auto-populates as Punjab National Bank and the branch as DARSI DISTT. PRAKASAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC PUNB0173910

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab National Bank – DARSI DISTT. PRAKASAM, ensure your bank's portal accepts IFSC PUNB0173910 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Punjab National Bank DARSI DISTT. PRAKASAM (IFSC PUNB0173910)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PUNB0173910 in your mobile or internet banking app, and the money is credited to the DARSI DISTT. PRAKASAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PUNB0173910 for Punjab National Bank – DARSI DISTT. PRAKASAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Darsi Distt. Prakasam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PUNB0173910

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab National Bank – DARSI DISTT. PRAKASAM is still mapped to IFSC PUNB0173910. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PUNB0173910 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Darsi Distt. Prakasam branch is mapped to IFSC PUNB0173910 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab National Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PUNB0173910.

Banking services available

The Darsi Distt. Prakasam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8407-253462.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PUNB0173910

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab National Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PUNB0173910 and the account number together uniquely identify the Darsi Distt. Prakasam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC PUNB0173910

Punjab National Bank customers can register for net banking and the bank's official mobile app once their account at the DARSI DISTT. PRAKASAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PUNB0173910 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab National Bank – DARSI DISTT. PRAKASAM:

• The IFSC is exactly PUNB0173910 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab National Bank as the bank name and DARSI DISTT. PRAKASAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Darsi Distt. Prakasam branch sits at D NO 5-870, POOJYA SRI VENKATAPURAM ROAD, DIS 523247. If you are travelling from outside Darsi Distt. Prakasam, search for the branch on a maps application using the bank name and locality, or call 8407-253462 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PUNB0173910 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PUNB0173910 for Punjab National Bank – DARSI DISTT. PRAKASAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Darsi Distt. Prakasam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PUNB0173910 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PUNB0173910 belongs to Punjab National Bank's DARSI DISTT. PRAKASAM branch, located at D NO 5-870, POOJYA SRI VENKATAPURAM ROAD, DIS 523247 in DARSI DISTT. PRAKASAM, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.