IFSC Code of Jammu and Kashmir Bank Limited, South Extension Delhi Branch, Delhi

If you are searching for the IFSC code of Jammu and Kashmir Bank Limited, SOUTH EXTENSION DELHI branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is JAKA0SEXTEN. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SOUTH EXTENSION DELHI branch, and detailed step-by-step guides for using the IFSC JAKA0SEXTEN across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Jammu and Kashmir Bank Limited – SOUTH EXTENSION DELHI is JAKA0SEXTEN. The first four letters JAKA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SEXTEN map to this branch in DELHI, DELHI.

Bank profile

Jammu and Kashmir Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The South Extension Delhi branch — IFSC JAKA0SEXTEN — extends the bank's services to customers in and around Delhi, Delhi.

Branch details at a glance

About the South Extension Delhi branch

The South Extension Delhi branch of Jammu and Kashmir Bank Limited is situated at E-9, SOUTH EXTENSION II. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JAKA0SEXTEN is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jammu and Kashmir Bank Limited's SOUTH EXTENSION DELHI branch came to be assigned the code JAKA0SEXTEN.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JAKA0SEXTEN, money simply cannot be routed to the SOUTH EXTENSION DELHI branch electronically.

Products and account variants supported

Every account opened at the South Extension Delhi branch is mapped to IFSC JAKA0SEXTEN on the RBI payments network. The branch generally supports the full retail product catalogue of Jammu and Kashmir Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JAKA0SEXTEN.

Banking services available

The South Extension Delhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-26262332.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JAKA0SEXTEN

How to transfer money using IFSC JAKA0SEXTEN

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JAKA0SEXTEN across all three.

NEFT to Jammu and Kashmir Bank Limited, SOUTH EXTENSION DELHI using IFSC JAKA0SEXTEN

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JAKA0SEXTEN, and confirm that the system picks up Jammu and Kashmir Bank Limited – SOUTH EXTENSION DELHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC JAKA0SEXTEN

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jammu and Kashmir Bank Limited – SOUTH EXTENSION DELHI, ensure your bank's portal accepts IFSC JAKA0SEXTEN while registering the beneficiary. RTGS is also available 24x7.

IMPS to Jammu and Kashmir Bank Limited SOUTH EXTENSION DELHI (IFSC JAKA0SEXTEN)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JAKA0SEXTEN in your mobile or internet banking app, and the money is credited to the SOUTH EXTENSION DELHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to South Extension Delhi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JAKA0SEXTEN:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SOUTH EXTENSION DELHI is still linked to IFSC JAKA0SEXTEN.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC JAKA0SEXTEN

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jammu and Kashmir Bank Limited – SOUTH EXTENSION DELHI is still mapped to IFSC JAKA0SEXTEN. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JAKA0SEXTEN and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the South Extension Delhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JAKA0SEXTEN is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the South Extension Delhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JAKA0SEXTEN for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jammu and Kashmir Bank Limited – SOUTH EXTENSION DELHI:

• The IFSC is exactly JAKA0SEXTEN with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Jammu and Kashmir Bank Limited as the bank name and SOUTH EXTENSION DELHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The South Extension Delhi branch sits at E-9, SOUTH EXTENSION II. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 11-26262332 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JAKA0SEXTEN and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JAKA0SEXTEN for Jammu and Kashmir Bank Limited – SOUTH EXTENSION DELHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at South Extension Delhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JAKA0SEXTEN continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JAKA0SEXTEN belongs to Jammu and Kashmir Bank Limited's SOUTH EXTENSION DELHI branch, located at E-9, SOUTH EXTENSION II in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.