IFSC Code of Indian Overseas Bank, Gla Engineering College Ajahai Branch, Uttar Pradesh

If you are searching for the IFSC code of Indian Overseas Bank, GLA ENGINEERING COLLEGE AJAHAI branch in VRINDABAN, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IOBA0001999. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GLA ENGINEERING COLLEGE AJAHAI branch, and detailed step-by-step guides for using the IFSC IOBA0001999 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IOBA0001999 is the IFSC of Indian Overseas Bank's GLA ENGINEERING COLLEGE AJAHAI branch. The format is fixed: IOBA = bank code, 0 = reserved, 001999 = branch identifier.

Bank profile

Indian Overseas Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gla Engineering College Ajahai branch — IFSC IOBA0001999 — extends the bank's services to customers in and around Vrindaban, Uttar Pradesh.

Branch details at a glance

About this branch

The branch is located at AGRA DELHI ROAD,NEAR VILLAGE AJMAI,MATHURA,PIN 281121. It serves the Vrindaban region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0001999 is used to identify this branch on the RBI payments network.

Why every Indian Overseas Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GLA ENGINEERING COLLEGE AJAHAI of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0001999 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0001999 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Gla Engineering College Ajahai branch is mapped to IFSC IOBA0001999 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IOBA0001999.

Products and services

Customers walking into the Gla Engineering College Ajahai branch can access most of Indian Overseas Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IOBA0001999

How to transfer money using IFSC IOBA0001999

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001999 across all three.

NEFT to Indian Overseas Bank, GLA ENGINEERING COLLEGE AJAHAI using IFSC IOBA0001999

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0001999, and confirm that the system picks up Indian Overseas Bank – GLA ENGINEERING COLLEGE AJAHAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GLA ENGINEERING COLLEGE AJAHAI

If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's GLA ENGINEERING COLLEGE AJAHAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0001999 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Overseas Bank GLA ENGINEERING COLLEGE AJAHAI (IFSC IOBA0001999)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001999 in your mobile or internet banking app, and the money is credited to the GLA ENGINEERING COLLEGE AJAHAI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Gla Engineering College Ajahai

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IOBA0001999:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GLA ENGINEERING COLLEGE AJAHAI is still linked to IFSC IOBA0001999.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IOBA0001999

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – GLA ENGINEERING COLLEGE AJAHAI is still mapped to IFSC IOBA0001999. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0001999 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IOBA0001999

Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the GLA ENGINEERING COLLEGE AJAHAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0001999 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0001999 and the account number together uniquely identify the Gla Engineering College Ajahai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – GLA ENGINEERING COLLEGE AJAHAI:

• The IFSC is exactly IOBA0001999 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Overseas Bank as the bank name and GLA ENGINEERING COLLEGE AJAHAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gla Engineering College Ajahai branch sits at AGRA DELHI ROAD,NEAR VILLAGE AJMAI,MATHURA,PIN 281121. If you are travelling from outside Vrindaban, search for the branch on a maps application using the bank name and locality, or call 5662-241669 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0001999 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IOBA0001999 for Indian Overseas Bank – GLA ENGINEERING COLLEGE AJAHAI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gla Engineering College Ajahai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0001999, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IOBA0001999 belongs to Indian Overseas Bank's GLA ENGINEERING COLLEGE AJAHAI branch, located at AGRA DELHI ROAD,NEAR VILLAGE AJMAI,MATHURA,PIN 281121 in VRINDABAN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.