This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Overseas Bank, FOGLA ASHRAM VRINDAVAN branch in VRINDABAN. The 11-digit IFSC IOBA0002157 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Overseas Bank at the FOGLA ASHRAM VRINDAVAN location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0002157 is the IFSC of Indian Overseas Bank's FOGLA ASHRAM VRINDAVAN branch. The format is fixed: IOBA = bank code, 0 = reserved, 002157 = branch identifier.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Fogla Ashram Vrindavan |
| IFSC Code | IOBA0002157 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAMAN RETI,VRINDAVAN,MATHURA,UTTAR PRADESH,PIN 281124 |
| City | Vrindaban |
| District | Mathura |
| State | Uttar Pradesh |
| Phone | 2540177 |
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Fogla Ashram Vrindavan branch in Vrindaban. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0002157.
About this branch
The branch is located at RAMAN RETI,VRINDAVAN,MATHURA,UTTAR PRADESH,PIN 281124. It serves the Vrindaban region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0002157 is used to identify this branch on the RBI payments network.
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including FOGLA ASHRAM VRINDAVAN of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0002157 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0002157 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IOBA0002157
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0002157 across all three.
How to use IFSC IOBA0002157 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's FOGLA ASHRAM VRINDAVAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0002157.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as FOGLA ASHRAM VRINDAVAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to FOGLA ASHRAM VRINDAVAN
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's FOGLA ASHRAM VRINDAVAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0002157 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Overseas Bank FOGLA ASHRAM VRINDAVAN (IFSC IOBA0002157)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0002157 in your mobile or internet banking app, and the money is credited to the FOGLA ASHRAM VRINDAVAN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0002157 for Indian Overseas Bank – FOGLA ASHRAM VRINDAVAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0002157 | Yes – IOBA0002157 | Yes – IOBA0002157 |
For most retail customers crediting the Fogla Ashram Vrindavan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0002157
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – FOGLA ASHRAM VRINDAVAN is still mapped to IFSC IOBA0002157. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0002157 and the beneficiary's account number to complete the transfer.
Account types you can open at the Fogla Ashram Vrindavan branch
Once you have an account at Indian Overseas Bank – FOGLA ASHRAM VRINDAVAN, the IFSC IOBA0002157 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Fogla Ashram Vrindavan branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0002157
MICR & cheque-truncation details
Cheques drawn on the Fogla Ashram Vrindavan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0002157 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Fogla Ashram Vrindavan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0002157 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IOBA0002157
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Overseas Bank – FOGLA ASHRAM VRINDAVAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IOBA0002157. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Fogla Ashram Vrindavan branch
The branch is located at RAMAN RETI,VRINDAVAN,MATHURA,UTTAR PRADESH,PIN 281124, which puts it inside Vrindaban, the broader Mathura district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Fogla Ashram Vrindavan branch” — the verified location pin for IFSC IOBA0002157 should appear at the top of the results.
- Confirm the branch is open by calling 2540177 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0002157 and your account number.
Verifying IFSC IOBA0002157 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0002157 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2540177.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Fogla Ashram Vrindavan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0002157, however, work 24x7.
Branch address & contact
Indian Overseas BankFogla Ashram Vrindavan Branch
RAMAN RETI,VRINDAVAN,MATHURA,UTTAR PRADESH,PIN 281124
Vrindaban, Uttar Pradesh
Phone: 2540177
IFSC: IOBA0002157
Frequently asked questions
How quickly will an NEFT transfer using IOBA0002157 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Fogla Ashram Vrindavan reflect within 30 minutes.
How do I add Indian Overseas Bank Fogla Ashram Vrindavan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0002157, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Overseas Bank Fogla Ashram Vrindavan branch located?
Indian Overseas Bank's Fogla Ashram Vrindavan branch is located at RAMAN RETI,VRINDAVAN,MATHURA,UTTAR PRADESH,PIN 281124, Vrindaban, Uttar Pradesh.
What is the phone number of Indian Overseas Bank Fogla Ashram Vrindavan branch?
You can reach the branch at 2540177 during regular banking hours.
What is the IFSC code of Indian Overseas Bank Fogla Ashram Vrindavan branch?
The IFSC code of Indian Overseas Bank, Fogla Ashram Vrindavan branch is IOBA0002157. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indian Overseas Bank Fogla Ashram Vrindavan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2540177 to confirm.
Is IFSC IOBA0002157 valid for NEFT and RTGS?
Yes. IFSC IOBA0002157 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IOBA0002157 the same for all accounts at Fogla Ashram Vrindavan branch?
Yes. The IFSC IOBA0002157 is shared by every account held at Indian Overseas Bank's Fogla Ashram Vrindavan branch. Only the account number changes from customer to customer.
Final notes
To recap: IOBA0002157 is the IFSC code of Indian Overseas Bank, FOGLA ASHRAM VRINDAVAN branch, in VRINDABAN, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
