If you are searching for the IFSC code of Indian Overseas Bank, VORA branch in VORA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is IOBA0001158. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VORA branch, and detailed step-by-step guides for using the IFSC IOBA0001158 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Overseas Bank's VORA branch, the IFSC IOBA0001158 breaks down as follows: IOBA identifies the bank, 0 is the reserved character, and 001158 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Vora |
| IFSC Code | IOBA0001158 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TILAKWADA TALUK VORA PIN 391105 |
| City | Vora |
| District | Narmada |
| State | Gujarat |
| STD Code | 2661 |
| Phone | 254126 |
About the bank
Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vora branch in Vora, Gujarat is part of this network and uses the IFSC code IOBA0001158 for all electronic settlement.
Vora branch overview
Located at TILAKWADA TALUK VORA PIN 391105, the Vora branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IOBA0001158 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's VORA branch came to be assigned the code IOBA0001158.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0001158, money simply cannot be routed to the VORA branch electronically.
How to transfer money using IFSC IOBA0001158
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001158 across all three.
How to use IFSC IOBA0001158 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's VORA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0001158.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as VORA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VORA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's VORA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0001158 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Overseas Bank VORA (IFSC IOBA0001158)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001158 in your mobile or internet banking app, and the money is credited to the VORA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0001158 for Indian Overseas Bank – VORA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0001158 | Yes – IOBA0001158 | Yes – IOBA0001158 |
For most retail customers crediting the Vora branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0001158
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – VORA is still mapped to IFSC IOBA0001158. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0001158 and the beneficiary's account number to complete the transfer.
Account types you can open at the Vora branch
Once you have an account at Indian Overseas Bank – VORA, the IFSC IOBA0001158 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Vora branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0001158
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0001158 and the account number together uniquely identify the Vora branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IOBA0001158
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the VORA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0001158 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – VORA:
- The IFSC is exactly IOBA0001158 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and VORA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Vora branch
The branch is located at TILAKWADA TALUK VORA PIN 391105, which puts it inside Vora, the broader Narmada district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Vora branch” — the verified location pin for IFSC IOBA0001158 should appear at the top of the results.
- Confirm the branch is open by calling 2661-254126 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0001158 and your account number.
Verifying IFSC IOBA0001158 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0001158 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2661-254126.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vora are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0001158 continue to work without interruption.
Branch address & contact
Indian Overseas BankVora Branch
TILAKWADA TALUK VORA PIN 391105
Vora, Gujarat
Phone: 2661-254126
IFSC: IOBA0001158
Frequently asked questions
What is the phone number of Indian Overseas Bank Vora branch?
You can reach the branch at 2661-254126 during regular banking hours.
Where is Indian Overseas Bank Vora branch located?
Indian Overseas Bank's Vora branch is located at TILAKWADA TALUK VORA PIN 391105, Vora, Gujarat.
How do I add Indian Overseas Bank Vora as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0001158, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IOBA0001158 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Vora reflect within 30 minutes.
Is IFSC IOBA0001158 the same for all accounts at Vora branch?
Yes. The IFSC IOBA0001158 is shared by every account held at Indian Overseas Bank's Vora branch. Only the account number changes from customer to customer.
Can I use IFSC IOBA0001158 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0001158 to send funds instantly.
Is IFSC IOBA0001158 valid for NEFT and RTGS?
Yes. IFSC IOBA0001158 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IOBA0001158 is the IFSC code of Indian Overseas Bank, VORA branch, in VORA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
