Below are the complete branch details for Indian Overseas Bank, VEJENDLA branch, located in VEJENDLA, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0001149. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0001149 for Indian Overseas Bank – VEJENDLA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IOBA0001149 is the IFSC of Indian Overseas Bank's VEJENDLA branch. The format is fixed: IOBA = bank code, 0 = reserved, 001149 = branch identifier.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Vejendla |
| IFSC Code | IOBA0001149 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 948 VEJENDLA OPP POST OFFICE CHEBROLU MANDALAM VEJENDLA PIN 522213 |
| City | Vejendla |
| District | Guntur |
| State | Andhra Pradesh |
| Phone | 2534473 |
About the bank
Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vejendla branch in Vejendla, Andhra Pradesh is part of this network and uses the IFSC code IOBA0001149 for all electronic settlement.
Vejendla branch overview
Located at 948 VEJENDLA OPP POST OFFICE CHEBROLU MANDALAM VEJENDLA PIN 522213, the Vejendla branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IOBA0001149 is required for all interbank electronic transfers routed through this branch.
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VEJENDLA of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0001149 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0001149 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IOBA0001149
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001149 across all three.
NEFT to Indian Overseas Bank, VEJENDLA using IFSC IOBA0001149
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0001149, and confirm that the system picks up Indian Overseas Bank – VEJENDLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IOBA0001149
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – VEJENDLA, ensure your bank's portal accepts IFSC IOBA0001149 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Overseas Bank VEJENDLA (IFSC IOBA0001149)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001149 in your mobile or internet banking app, and the money is credited to the VEJENDLA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vejendla
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IOBA0001149:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VEJENDLA is still linked to IFSC IOBA0001149.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IOBA0001149
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – VEJENDLA is still mapped to IFSC IOBA0001149. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0001149 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Vejendla branch is mapped to IFSC IOBA0001149 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0001149.
Products and services
Customers walking into the Vejendla branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0001149
MICR & cheque-truncation details
Cheques drawn on the Vejendla branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0001149 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IOBA0001149
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the VEJENDLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0001149 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – VEJENDLA:
- The IFSC is exactly IOBA0001149 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and VEJENDLA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Vejendla branch
The branch is located at 948 VEJENDLA OPP POST OFFICE CHEBROLU MANDALAM VEJENDLA PIN 522213, which puts it inside Vejendla, the broader Guntur district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Vejendla branch” — the verified location pin for IFSC IOBA0001149 should appear at the top of the results.
- Confirm the branch is open by calling 2534473 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0001149 and your account number.
Verifying IFSC IOBA0001149 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0001149 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2534473.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vejendla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0001149, however, work 24x7.
Branch address & contact
Indian Overseas BankVejendla Branch
948 VEJENDLA OPP POST OFFICE CHEBROLU MANDALAM VEJENDLA PIN 522213
Vejendla, Andhra Pradesh
Phone: 2534473
IFSC: IOBA0001149
Frequently asked questions
Does Indian Overseas Bank Vejendla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2534473 to confirm.
How quickly will an NEFT transfer using IOBA0001149 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Vejendla reflect within 30 minutes.
Can I use IFSC IOBA0001149 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0001149 to send funds instantly.
Where is Indian Overseas Bank Vejendla branch located?
Indian Overseas Bank's Vejendla branch is located at 948 VEJENDLA OPP POST OFFICE CHEBROLU MANDALAM VEJENDLA PIN 522213, Vejendla, Andhra Pradesh.
What is the phone number of Indian Overseas Bank Vejendla branch?
You can reach the branch at 2534473 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vejendla branch but serve different purposes.
How do I add Indian Overseas Bank Vejendla as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0001149, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IOBA0001149 the same for all accounts at Vejendla branch?
Yes. The IFSC IOBA0001149 is shared by every account held at Indian Overseas Bank's Vejendla branch. Only the account number changes from customer to customer.
Final notes
To recap: IOBA0001149 is the IFSC code of Indian Overseas Bank, VEJENDLA branch, in VEJENDLA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
