Use this page as a one-stop reference for everything related to Indian Overseas Bank's UTHAMAPALAYAM branch in UTHAMAPALAYAM, TAMIL NADU. The branch's IFSC code IOBA0001919 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Overseas Bank – UTHAMAPALAYAM is IOBA0001919. The first four letters IOBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001919 map to this branch in UTHAMAPALAYAM, TAMIL NADU.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Uthamapalayam |
| IFSC Code | IOBA0001919 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO- 67 & 67-1, WARD NO- 12, EAST CAR STREET, UTHAMAPALAYAM, THENI - 625 533 |
| City | Uthamapalayam |
| District | Theni |
| State | Tamil Nadu |
| STD Code | 0 |
| Phone | 267777 |
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Uthamapalayam branch in Uthamapalayam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0001919.
About this branch
The branch is located at DOOR NO- 67 & 67-1, WARD NO- 12, EAST CAR STREET, UTHAMAPALAYAM, THENI - 625 533. It serves the Uthamapalayam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Overseas Bank. The IFSC IOBA0001919 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's UTHAMAPALAYAM branch came to be assigned the code IOBA0001919.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0001919, money simply cannot be routed to the UTHAMAPALAYAM branch electronically.
How to transfer money using IFSC IOBA0001919
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001919 across all three.
How to use IFSC IOBA0001919 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's UTHAMAPALAYAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0001919.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as UTHAMAPALAYAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to UTHAMAPALAYAM
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's UTHAMAPALAYAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0001919 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – UTHAMAPALAYAM, use IMPS. With IFSC IOBA0001919 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0001919 for Indian Overseas Bank – UTHAMAPALAYAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0001919 | Yes – IOBA0001919 | Yes – IOBA0001919 |
For most retail customers crediting the Uthamapalayam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0001919
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – UTHAMAPALAYAM is still mapped to IFSC IOBA0001919. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0001919 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Uthamapalayam branch is mapped to IFSC IOBA0001919 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0001919.
Products and services
Customers walking into the Uthamapalayam branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0001919
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0001919 and the account number together uniquely identify the Uthamapalayam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Uthamapalayam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0001919 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – UTHAMAPALAYAM:
- The IFSC is exactly IOBA0001919 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and UTHAMAPALAYAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Uthamapalayam branch
The branch is located at DOOR NO- 67 & 67-1, WARD NO- 12, EAST CAR STREET, UTHAMAPALAYAM, THENI - 625 533, which puts it inside Uthamapalayam, the broader Theni district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Uthamapalayam branch” — the verified location pin for IFSC IOBA0001919 should appear at the top of the results.
- Confirm the branch is open by calling 267777 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0001919 and your account number.
Verifying IFSC IOBA0001919 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0001919 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 267777.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Uthamapalayam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0001919 continue to work without interruption.
Branch address & contact
Indian Overseas BankUthamapalayam Branch
DOOR NO- 67 & 67-1, WARD NO- 12, EAST CAR STREET, UTHAMAPALAYAM, THENI - 625 533
Uthamapalayam, Tamil Nadu
Phone: 267777
IFSC: IOBA0001919
Frequently asked questions
Does Indian Overseas Bank Uthamapalayam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 267777 to confirm.
What is the phone number of Indian Overseas Bank Uthamapalayam branch?
You can reach the branch at 267777 during regular banking hours.
Is IFSC IOBA0001919 the same for all accounts at Uthamapalayam branch?
Yes. The IFSC IOBA0001919 is shared by every account held at Indian Overseas Bank's Uthamapalayam branch. Only the account number changes from customer to customer.
Where is Indian Overseas Bank Uthamapalayam branch located?
Indian Overseas Bank's Uthamapalayam branch is located at DOOR NO- 67 & 67-1, WARD NO- 12, EAST CAR STREET, UTHAMAPALAYAM, THENI - 625 533, Uthamapalayam, Tamil Nadu.
Can I use IFSC IOBA0001919 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0001919 to send funds instantly.
Is IFSC IOBA0001919 valid for NEFT and RTGS?
Yes. IFSC IOBA0001919 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IOBA0001919 belongs to Indian Overseas Bank's UTHAMAPALAYAM branch, located at DOOR NO- 67 & 67-1, WARD NO- 12, EAST CAR STREET, UTHAMAPALAYAM, THENI - 625 533 in UTHAMAPALAYAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
