IFSC Code of Indian Overseas Bank, Thookkanampakkam Branch, Tamil Nadu

If you are searching for the IFSC code of Indian Overseas Bank, THOOKKANAMPAKKAM branch in THOOKANAMBAKKAM, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IOBA0001107. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THOOKKANAMPAKKAM branch, and detailed step-by-step guides for using the IFSC IOBA0001107 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Overseas Bank – THOOKKANAMPAKKAM is IOBA0001107. The first four letters IOBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001107 map to this branch in THOOKANAMBAKKAM, TAMIL NADU.

About the bank

Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thookkanampakkam branch in Thookanambakkam, Tamil Nadu is part of this network and uses the IFSC code IOBA0001107 for all electronic settlement.

Branch details at a glance

About the Thookkanampakkam branch

The Thookkanampakkam branch of Indian Overseas Bank is situated at 1 BY 68 CUDDALORE ROAD,THOOKANAMBAKKAM PO,THOOKANAMBAKKAM,PIN 607402. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0001107 is used.

Why every Indian Overseas Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THOOKKANAMPAKKAM of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0001107 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0001107 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Thookkanampakkam branch

Once you have an account at Indian Overseas Bank – THOOKKANAMPAKKAM, the IFSC IOBA0001107 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Thookkanampakkam branch can access most of Indian Overseas Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IOBA0001107

How to transfer money using IFSC IOBA0001107

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0001107 across all three.

NEFT to Indian Overseas Bank, THOOKKANAMPAKKAM using IFSC IOBA0001107

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0001107, and confirm that the system picks up Indian Overseas Bank – THOOKKANAMPAKKAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THOOKKANAMPAKKAM

If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's THOOKKANAMPAKKAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0001107 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Overseas Bank THOOKKANAMPAKKAM (IFSC IOBA0001107)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IOBA0001107 in your mobile or internet banking app, and the money is credited to the THOOKKANAMPAKKAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IOBA0001107 for Indian Overseas Bank – THOOKKANAMPAKKAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Thookkanampakkam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IOBA0001107

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – THOOKKANAMPAKKAM is still mapped to IFSC IOBA0001107. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0001107 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IOBA0001107

Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the THOOKKANAMPAKKAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0001107 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0001107 and the account number together uniquely identify the Thookkanampakkam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – THOOKKANAMPAKKAM:

• The IFSC is exactly IOBA0001107 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Overseas Bank as the bank name and THOOKKANAMPAKKAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Thookkanampakkam branch

The branch is located at 1 BY 68 CUDDALORE ROAD,THOOKANAMBAKKAM PO,THOOKANAMBAKKAM,PIN 607402, which puts it inside Thookanambakkam, the broader Cuddalore district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Overseas Bank Thookkanampakkam branch” — the verified location pin for IFSC IOBA0001107 should appear at the top of the results.
2. Confirm the branch is open by calling 2633418 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0001107 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IOBA0001107 for Indian Overseas Bank – THOOKKANAMPAKKAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Thookkanampakkam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0001107 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IOBA0001107 is the IFSC code of Indian Overseas Bank, THOOKKANAMPAKKAM branch, in THOOKANAMBAKKAM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.