If you are searching for the IFSC code of Indian Overseas Bank, OGB - MAHADEVPALI branch in SELEDI, ODISHA, this page has every detail you need. The verified IFSC code for this branch is IOBA0GB8492. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the OGB - MAHADEVPALI branch, and detailed step-by-step guides for using the IFSC IOBA0GB8492 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Overseas Bank – OGB - MAHADEVPALI is IOBA0GB8492. The first four letters IOBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters GB8492 map to this branch in SELEDI, ODISHA.
About the bank
Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ogb - Mahadevpali branch in Seledi, Odisha is part of this network and uses the IFSC code IOBA0GB8492 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Ogb - Mahadevpali |
| IFSC Code | IOBA0GB8492 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT/PO-MAHADEVPALI,DIST-SUBARNAPUR,PIN-767019 |
| City | Seledi |
| District | Bargarh |
| State | Odisha |
Ogb - Mahadevpali branch overview
Located at AT/PO-MAHADEVPALI,DIST-SUBARNAPUR,PIN-767019, the Ogb - Mahadevpali branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IOBA0GB8492 is required for all interbank electronic transfers routed through this branch.
Why every Indian Overseas Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OGB - MAHADEVPALI of Indian Overseas Bank — its own 11-character IFSC. The code IOBA0GB8492 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IOBA0GB8492 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ogb - Mahadevpali branch is mapped to IFSC IOBA0GB8492 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0GB8492.
Banking services available
The Ogb - Mahadevpali branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0GB8492
How to transfer money using IFSC IOBA0GB8492
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0GB8492 across all three.
How to use IFSC IOBA0GB8492 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's OGB - MAHADEVPALI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0GB8492.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as OGB - MAHADEVPALI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IOBA0GB8492
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – OGB - MAHADEVPALI, ensure your bank's portal accepts IFSC IOBA0GB8492 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – OGB - MAHADEVPALI, use IMPS. With IFSC IOBA0GB8492 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0GB8492 for Indian Overseas Bank – OGB - MAHADEVPALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0GB8492 | Yes – IOBA0GB8492 | Yes – IOBA0GB8492 |
For most retail customers crediting the Ogb - Mahadevpali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0GB8492
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – OGB - MAHADEVPALI is still mapped to IFSC IOBA0GB8492. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0GB8492 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Ogb - Mahadevpali branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IOBA0GB8492 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0GB8492 and the account number together uniquely identify the Ogb - Mahadevpali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – OGB - MAHADEVPALI:
- The IFSC is exactly IOBA0GB8492 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and OGB - MAHADEVPALI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ogb - Mahadevpali branch
The branch is located at AT/PO-MAHADEVPALI,DIST-SUBARNAPUR,PIN-767019, which puts it inside Seledi, the broader Bargarh district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Ogb - Mahadevpali branch” — the verified location pin for IFSC IOBA0GB8492 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0GB8492 and your account number.
Verifying IFSC IOBA0GB8492 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0GB8492 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ogb - Mahadevpali are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IOBA0GB8492 continue to work without interruption.
Branch address & contact
Indian Overseas BankOgb - Mahadevpali Branch
AT/PO-MAHADEVPALI,DIST-SUBARNAPUR,PIN-767019
Seledi, Odisha
Phone: the branch contact number
IFSC: IOBA0GB8492
Frequently asked questions
Is IFSC IOBA0GB8492 the same for all accounts at Ogb - Mahadevpali branch?
Yes. The IFSC IOBA0GB8492 is shared by every account held at Indian Overseas Bank's Ogb - Mahadevpali branch. Only the account number changes from customer to customer.
Is IFSC IOBA0GB8492 valid for NEFT and RTGS?
Yes. IFSC IOBA0GB8492 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IOBA0GB8492 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Ogb - Mahadevpali reflect within 30 minutes.
Where is Indian Overseas Bank Ogb - Mahadevpali branch located?
Indian Overseas Bank's Ogb - Mahadevpali branch is located at AT/PO-MAHADEVPALI,DIST-SUBARNAPUR,PIN-767019, Seledi, Odisha.
What is the IFSC code of Indian Overseas Bank Ogb - Mahadevpali branch?
The IFSC code of Indian Overseas Bank, Ogb - Mahadevpali branch is IOBA0GB8492. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ogb - Mahadevpali branch but serve different purposes.
Summary
The IFSC code IOBA0GB8492 belongs to Indian Overseas Bank's OGB - MAHADEVPALI branch, located at AT/PO-MAHADEVPALI,DIST-SUBARNAPUR,PIN-767019 in SELEDI, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
