Below are the complete branch details for Indian Overseas Bank, ROHTAK branch, located in ROHTAK, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0000471. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0000471 for Indian Overseas Bank – ROHTAK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Overseas Bank's ROHTAK branch, the IFSC IOBA0000471 breaks down as follows: IOBA identifies the bank, 0 is the reserved character, and 000471 identifies this particular branch.
About the bank
Indian Overseas Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rohtak branch in Rohtak, Haryana is part of this network and uses the IFSC code IOBA0000471 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Rohtak |
| IFSC Code | IOBA0000471 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BHIVANI STAND ROHTAK PIN 124001 |
| City | Rohtak |
| District | Rohtak |
| State | Haryana |
| STD Code | 1262 |
| Phone | 230430 |
About the Rohtak branch
The Rohtak branch of Indian Overseas Bank is situated at BHIVANI STAND ROHTAK PIN 124001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0000471 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's ROHTAK branch came to be assigned the code IOBA0000471.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0000471, money simply cannot be routed to the ROHTAK branch electronically.
Products and account variants supported
Every account opened at the Rohtak branch is mapped to IFSC IOBA0000471 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0000471.
Banking services available
The Rohtak branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1262-230430.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IOBA0000471
How to transfer money using IFSC IOBA0000471
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0000471 across all three.
NEFT to Indian Overseas Bank, ROHTAK using IFSC IOBA0000471
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IOBA0000471, and confirm that the system picks up Indian Overseas Bank – ROHTAK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IOBA0000471
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Overseas Bank – ROHTAK, ensure your bank's portal accepts IFSC IOBA0000471 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – ROHTAK, use IMPS. With IFSC IOBA0000471 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0000471 for Indian Overseas Bank – ROHTAK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0000471 | Yes – IOBA0000471 | Yes – IOBA0000471 |
For most retail customers crediting the Rohtak branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0000471
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – ROHTAK is still mapped to IFSC IOBA0000471. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0000471 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IOBA0000471
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the ROHTAK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0000471 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Rohtak branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IOBA0000471 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Overseas Bank – ROHTAK:
- The IFSC is exactly IOBA0000471 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Overseas Bank as the bank name and ROHTAK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Rohtak branch
The branch is located at BHIVANI STAND ROHTAK PIN 124001, which puts it inside Rohtak, the broader Rohtak district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Indian Overseas Bank Rohtak branch” — the verified location pin for IFSC IOBA0000471 should appear at the top of the results.
- Confirm the branch is open by calling 1262-230430 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IOBA0000471 and your account number.
Verifying IFSC IOBA0000471 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0000471 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1262-230430.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rohtak branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0000471, however, work 24x7.
Branch address & contact
Indian Overseas BankRohtak Branch
BHIVANI STAND ROHTAK PIN 124001
Rohtak, Haryana
Phone: 1262-230430
IFSC: IOBA0000471
Frequently asked questions
Is IFSC IOBA0000471 the same for all accounts at Rohtak branch?
Yes. The IFSC IOBA0000471 is shared by every account held at Indian Overseas Bank's Rohtak branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Overseas Bank Rohtak branch?
The IFSC code of Indian Overseas Bank, Rohtak branch is IOBA0000471. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indian Overseas Bank Rohtak branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1262-230430 to confirm.
How do I add Indian Overseas Bank Rohtak as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0000471, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IOBA0000471 valid for NEFT and RTGS?
Yes. IFSC IOBA0000471 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indian Overseas Bank Rohtak branch?
You can reach the branch at 1262-230430 during regular banking hours.
Final notes
To recap: IOBA0000471 is the IFSC code of Indian Overseas Bank, ROHTAK branch, in ROHTAK, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
