Below are the complete branch details for Indian Overseas Bank, RASINGAPURAM branch, located in RASINGAPURAM, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IOBA0000883. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IOBA0000883 for Indian Overseas Bank – RASINGAPURAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Overseas Bank – RASINGAPURAM is IOBA0000883. The first four letters IOBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000883 map to this branch in RASINGAPURAM, TAMIL NADU.
About Indian Overseas Bank
Indian Overseas Bank operates a wide network of branches across India, including the Rasingapuram branch in Rasingapuram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IOBA0000883.
Branch details at a glance
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch | Rasingapuram |
| IFSC Code | IOBA0000883 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 110, 4TH WARD, MAIN ROAD, RASINGAPURAM, BODINAYAKANUR TALUK - 625 528 |
| City | Rasingapuram |
| District | Theni |
| State | Tamil Nadu |
| STD Code | 0 |
| Phone | 229233 |
About the Rasingapuram branch
The Rasingapuram branch of Indian Overseas Bank is situated at NO 110, 4TH WARD, MAIN ROAD, RASINGAPURAM, BODINAYAKANUR TALUK - 625 528. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IOBA0000883 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Overseas Bank's RASINGAPURAM branch came to be assigned the code IOBA0000883.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IOBA0000883, money simply cannot be routed to the RASINGAPURAM branch electronically.
Products and account variants supported
Every account opened at the Rasingapuram branch is mapped to IFSC IOBA0000883 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Overseas Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IOBA0000883.
Products and services
Customers walking into the Rasingapuram branch can access most of Indian Overseas Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IOBA0000883
How to transfer money using IFSC IOBA0000883
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IOBA0000883 across all three.
How to use IFSC IOBA0000883 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Overseas Bank's RASINGAPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IOBA0000883.
- Confirm the bank name auto-populates as Indian Overseas Bank and the branch as RASINGAPURAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to RASINGAPURAM
If you need to transfer ₹2 lakh or more in one go to an account at Indian Overseas Bank's RASINGAPURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IOBA0000883 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Overseas Bank – RASINGAPURAM, use IMPS. With IFSC IOBA0000883 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IOBA0000883 for Indian Overseas Bank – RASINGAPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IOBA0000883 | Yes – IOBA0000883 | Yes – IOBA0000883 |
For most retail customers crediting the Rasingapuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IOBA0000883
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Overseas Bank – RASINGAPURAM is still mapped to IFSC IOBA0000883. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IOBA0000883 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IOBA0000883
Indian Overseas Bank customers can register for net banking and the bank's official mobile app once their account at the RASINGAPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IOBA0000883 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Overseas Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IOBA0000883 and the account number together uniquely identify the Rasingapuram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IOBA0000883
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Overseas Bank – RASINGAPURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IOBA0000883. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Rasingapuram branch sits at NO 110, 4TH WARD, MAIN ROAD, RASINGAPURAM, BODINAYAKANUR TALUK - 625 528. If you are travelling from outside Rasingapuram, search for the branch on a maps application using the bank name and locality, or call 229233 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IOBA0000883 and your account number.
Verifying IFSC IOBA0000883 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IOBA0000883 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 229233.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rasingapuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IOBA0000883, however, work 24x7.
Branch address & contact
Indian Overseas BankRasingapuram Branch
NO 110, 4TH WARD, MAIN ROAD, RASINGAPURAM, BODINAYAKANUR TALUK - 625 528
Rasingapuram, Tamil Nadu
Phone: 229233
IFSC: IOBA0000883
Frequently asked questions
How quickly will an NEFT transfer using IOBA0000883 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Overseas Bank – Rasingapuram reflect within 30 minutes.
Does Indian Overseas Bank Rasingapuram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 229233 to confirm.
Is IFSC IOBA0000883 valid for NEFT and RTGS?
Yes. IFSC IOBA0000883 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Overseas Bank Rasingapuram branch located?
Indian Overseas Bank's Rasingapuram branch is located at NO 110, 4TH WARD, MAIN ROAD, RASINGAPURAM, BODINAYAKANUR TALUK - 625 528, Rasingapuram, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rasingapuram branch but serve different purposes.
What is the phone number of Indian Overseas Bank Rasingapuram branch?
You can reach the branch at 229233 during regular banking hours.
Can I use IFSC IOBA0000883 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IOBA0000883 to send funds instantly.
How do I add Indian Overseas Bank Rasingapuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IOBA0000883, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IOBA0000883 belongs to Indian Overseas Bank's RASINGAPURAM branch, located at NO 110, 4TH WARD, MAIN ROAD, RASINGAPURAM, BODINAYAKANUR TALUK - 625 528 in RASINGAPURAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
