IFSC Code of Indian Bank, Yusufpur Chak Saberi Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Indian Bank's YUSUFPUR CHAK SABERI branch in YUSUFPUR CHAK SABERI, UTTAR PRADESH. The branch's IFSC code IDIB000Y507 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – YUSUFPUR CHAK SABERI is IDIB000Y507. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00Y507 map to this branch in YUSUFPUR CHAK SABERI, UTTAR PRADESH.

Branch details at a glance

About the bank

Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Yusufpur Chak Saberi branch in Yusufpur Chak Saberi, Uttar Pradesh is part of this network and uses the IFSC code IDIB000Y507 for all electronic settlement.

Yusufpur Chak Saberi branch overview

Located at VILLAGE YUSUFPUR CHAK SABERI MAHALAKSHMI SOCIETY YUSUFPUR CHAK SABERI CHIPIYANA BUZURG PIN 201301, the Yusufpur Chak Saberi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000Y507 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's YUSUFPUR CHAK SABERI branch came to be assigned the code IDIB000Y507.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000Y507, money simply cannot be routed to the YUSUFPUR CHAK SABERI branch electronically.

How to transfer money using IFSC IDIB000Y507

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000Y507 across all three.

NEFT to Indian Bank, YUSUFPUR CHAK SABERI using IFSC IDIB000Y507

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000Y507, and confirm that the system picks up Indian Bank – YUSUFPUR CHAK SABERI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to YUSUFPUR CHAK SABERI

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's YUSUFPUR CHAK SABERI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000Y507 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank YUSUFPUR CHAK SABERI (IFSC IDIB000Y507)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000Y507 in your mobile or internet banking app, and the money is credited to the YUSUFPUR CHAK SABERI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Yusufpur Chak Saberi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000Y507:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at YUSUFPUR CHAK SABERI is still linked to IFSC IDIB000Y507.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDIB000Y507

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – YUSUFPUR CHAK SABERI is still mapped to IFSC IDIB000Y507. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000Y507 and the beneficiary's account number to complete the transfer.

Account types you can open at the Yusufpur Chak Saberi branch

Once you have an account at Indian Bank – YUSUFPUR CHAK SABERI, the IFSC IDIB000Y507 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Yusufpur Chak Saberi branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000Y507

MICR & cheque-truncation details

Cheques drawn on the Yusufpur Chak Saberi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000Y507 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC IDIB000Y507

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the YUSUFPUR CHAK SABERI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000Y507 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – YUSUFPUR CHAK SABERI:

• The IFSC is exactly IDIB000Y507 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and YUSUFPUR CHAK SABERI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Yusufpur Chak Saberi branch sits at VILLAGE YUSUFPUR CHAK SABERI MAHALAKSHMI SOCIETY YUSUFPUR CHAK SABERI CHIPIYANA BUZURG PIN 201301. If you are travelling from outside Yusufpur Chak Saberi, search for the branch on a maps application using the bank name and locality, or call 91-9522586655 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000Y507 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000Y507 for Indian Bank – YUSUFPUR CHAK SABERI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Yusufpur Chak Saberi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000Y507, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000Y507 belongs to Indian Bank's YUSUFPUR CHAK SABERI branch, located at VILLAGE YUSUFPUR CHAK SABERI MAHALAKSHMI SOCIETY YUSUFPUR CHAK SABERI… in YUSUFPUR CHAK SABERI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.