This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, YANAM branch in YANAM. The 11-digit IFSC IDIB000Y003 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the YANAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's YANAM branch, the IFSC IDIB000Y003 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00Y003 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Yanam |
| IFSC Code | IDIB000Y003 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO33001 JALADANGI STREET YANAM UNION TERRITORY OF PUDUCHERRY PIN 533464 |
| City | Yanam |
| District | Yanam |
| State | Puducherry |
| STD Code | 91 |
| Phone | 8842321271 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Yanam branch in Yanam, Puducherry is part of this network and uses the IFSC code IDIB000Y003 for all electronic settlement.
About this branch
The branch is located at DOOR NO33001 JALADANGI STREET YANAM UNION TERRITORY OF PUDUCHERRY PIN 533464. It serves the Yanam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000Y003 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's YANAM branch came to be assigned the code IDIB000Y003.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000Y003, money simply cannot be routed to the YANAM branch electronically.
How to transfer money using IFSC IDIB000Y003
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000Y003 across all three.
NEFT to Indian Bank, YANAM using IFSC IDIB000Y003
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000Y003, and confirm that the system picks up Indian Bank – YANAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000Y003
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – YANAM, ensure your bank's portal accepts IFSC IDIB000Y003 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank YANAM (IFSC IDIB000Y003)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000Y003 in your mobile or internet banking app, and the money is credited to the YANAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000Y003 for Indian Bank – YANAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000Y003 | Yes – IDIB000Y003 | Yes – IDIB000Y003 |
For most retail customers crediting the Yanam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000Y003
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – YANAM is still mapped to IFSC IDIB000Y003. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000Y003 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Yanam branch is mapped to IFSC IDIB000Y003 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000Y003.
Banking services available
The Yanam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8842321271.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000Y003
MICR & cheque-truncation details
Cheques drawn on the Yanam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000Y003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000Y003
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the YANAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000Y003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000Y003
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – YANAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000Y003. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Yanam branch sits at DOOR NO33001 JALADANGI STREET YANAM UNION TERRITORY OF PUDUCHERRY PIN 533464. If you are travelling from outside Yanam, search for the branch on a maps application using the bank name and locality, or call 91-8842321271 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000Y003 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000Y003 for Indian Bank – YANAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Yanam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000Y003, however, work 24x7.
Branch address & contact
Indian BankYanam Branch
DOOR NO33001 JALADANGI STREET YANAM UNION TERRITORY OF PUDUCHERRY PIN 533464
Yanam, Puducherry
Phone: 91-8842321271
IFSC: IDIB000Y003
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Yanam branch but serve different purposes.
How do I add Indian Bank Yanam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000Y003, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indian Bank Yanam branch?
The IFSC code of Indian Bank, Yanam branch is IDIB000Y003. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Yanam branch located?
Indian Bank's Yanam branch is located at DOOR NO33001 JALADANGI STREET YANAM UNION TERRITORY OF PUDUCHERRY PIN 533464, Yanam, Puducherry.
How quickly will an NEFT transfer using IDIB000Y003 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Yanam reflect within 30 minutes.
Does Indian Bank Yanam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8842321271 to confirm.
Summary
The IFSC code IDIB000Y003 belongs to Indian Bank's YANAM branch, located at DOOR NO33001 JALADANGI STREET YANAM UNION TERRITORY OF PUDUCHERRY PIN 533464 in YANAM, PUDUCHERRY. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
