Use this page as a one-stop reference for everything related to Indian Bank's NALLAJERLA branch in WEST GODAVARI, ANDHRA PRADESH. The branch's IFSC code IDIB000N173 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's NALLAJERLA branch, the IFSC IDIB000N173 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00N173 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Nallajerla branch in West Godavari. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000N173.
About the Nallajerla branch
The Nallajerla branch of Indian Bank is situated at 45444 OPPMPDO OFFICE MANDHIRAM ROAD NALLAJERLA PIN 534112. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000N173 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Nallajerla |
| IFSC Code | IDIB000N173 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 45444 OPPMPDO OFFICE MANDHIRAM ROAD NALLAJERLA PIN 534112 |
| City | West Godavari |
| District | West Godavari |
| State | Andhra Pradesh |
| STD Code | 8818 |
| Phone | 277700 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's NALLAJERLA branch came to be assigned the code IDIB000N173.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000N173, money simply cannot be routed to the NALLAJERLA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000N173 and the account number together uniquely identify the Nallajerla branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000N173
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000N173 across all three.
NEFT to Indian Bank, NALLAJERLA using IFSC IDIB000N173
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000N173, and confirm that the system picks up Indian Bank – NALLAJERLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000N173
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – NALLAJERLA, ensure your bank's portal accepts IFSC IDIB000N173 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank NALLAJERLA (IFSC IDIB000N173)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000N173 in your mobile or internet banking app, and the money is credited to the NALLAJERLA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Nallajerla
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000N173:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NALLAJERLA is still linked to IFSC IDIB000N173.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's NALLAJERLA branch, the IFSC IDIB000N173 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nallajerla branch is mapped to IFSC IDIB000N173 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000N173.
Products and services
Customers walking into the Nallajerla branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000N173
Digital banking channels
Most day-to-day work that customers used to do at the Nallajerla branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000N173 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Nallajerla branch
The branch is located at 45444 OPPMPDO OFFICE MANDHIRAM ROAD NALLAJERLA PIN 534112, which puts it inside West Godavari, the broader West Godavari district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Nallajerla branch” — the verified location pin for IFSC IDIB000N173 should appear at the top of the results.
- Confirm the branch is open by calling 8818-277700 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000N173 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – NALLAJERLA:
- The IFSC is exactly IDIB000N173 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and NALLAJERLA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Nallajerla are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000N173 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000N173 for Indian Bank – NALLAJERLA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankNallajerla Branch
45444 OPPMPDO OFFICE MANDHIRAM ROAD NALLAJERLA PIN 534112
West Godavari, Andhra Pradesh
Phone: 8818-277700
IFSC: IDIB000N173
Frequently asked questions
Is IFSC IDIB000N173 the same for all accounts at Nallajerla branch?
Yes. The IFSC IDIB000N173 is shared by every account held at Indian Bank's Nallajerla branch. Only the account number changes from customer to customer.
How do I add Indian Bank Nallajerla as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000N173, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Nallajerla branch?
You can reach the branch at 8818-277700 during regular banking hours.
How quickly will an NEFT transfer using IDIB000N173 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Nallajerla reflect within 30 minutes.
Is IFSC IDIB000N173 valid for NEFT and RTGS?
Yes. IFSC IDIB000N173 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Nallajerla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8818-277700 to confirm.
Can I use IFSC IDIB000N173 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000N173 to send funds instantly.
Final notes
To recap: IDIB000N173 is the IFSC code of Indian Bank, NALLAJERLA branch, in WEST GODAVARI, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
